Welcoming Spring On A Fresh, Clean Foot
Spring Cleaning and Home Maintenance Tips Spring has sprung which means it is time to conduct some basic spring cleaning. It is time for homeowners to diligently mark off each item from their spring home maintenance checklist, which is why we have gathered a few helpful spring cleaning and home maintenance tips for your convenience: […]
Read MoreChoosing Between Actual Cash Value & Replacement Cost
Replacement Cost Vs. Actual Cash Value When you purchase a homeowners insurance policy, you must consider which coverage options would best protect your assets. However, many homeowners do not know whether or not they should opt for replacement cost coverage or actual cash value reimbursement. This is an extremely important decision regarding your coverage, emphasizing […]
Read MoreHelpful Tips For Storms And Power Outage Safety
Preparing For Unexpected Power Outages As storms continue to hit our beautiful, snow-covered state, it is important that you take a moment to prepare ahead of time for unexpected power outages. Homeowners along the East Coast simply cannot afford to neglect the importance of preventative action. Gathered are some helpful tips for storms and power […]
Read MoreAvoiding Distractions & Enhancing Safety
Most Common Driving Distractions And Safe Driving Tips Despite popular belief, cell phone use is not the only form of distracted driving. There are three main types of driving distractions, and each proves to be equally as dangerous as the other: visual, manual, and cognitive. We want to help you navigate the roads without putting […]
Read MoreFlood Prevention Tips Before Spring’s Arrival
Spring Thaw and Flooding Prevention Unfortunately, spring thaw and flooding prevention come hand in hand; meaning homeowners cannot simply stand around welcoming spring’s arrival. Often, spring thaw puts homeowners at risk for flooding meaning preventative action is key. Rather than leaving your home vulnerable to water damage that will not be covered by your homeowner’s […]
Read MoreSafeguard Your Business With Cyber Liability Insurance
Bust Your Risk Of Breach With This Coverage Business owners spend countless hours worrying about their worst-case scenarios and planning to both prevent and handle them. As technology changes our world, those scenarios look different than they did ten—or even just a few—years ago. Today, cyber security should be a top priority for businesses. A […]
Read MoreIt’s OK To Dream Celebrity Charity Basketball Event
Get The Most From Your Annual Insurance Review
Annual Insurance Review Your insurance coverage is not a one-and-done product. It is important that you review your homeowners insurance and auto insurance annually to ensure you have the proper coverage. When you meet with your insurance agent for your review, here are a few questions you should ask. Do I Need To Update My […]
Read MorePreventing Ice Buildup On Your Roof
Protect Your Home By Using These Tips As winter is in full swing, you have probably put a good deal of thought into how to protect your vehicle on the icy roadways and yourself in the chilly temperatures. Have you, however, also considered protecting your home? While it offers protection to you, you should prevent […]
Read MoreHeart Healthy Recipe For American Heart Month
Enjoy This Maple Grilled Salmon And Do Right By Your Heart February is American Heart Month, meaning it is a crucial time to bring awareness to the fact that cardiovascular disease is the top killer of men and women in the United States. This disease is preventable with healthy lifestyle choices, so protect your heart […]
Read MoreCommon Renters Insurance Myths Debunked
Are You Receiving The Protection You Deserve? In order to carry on each day with confidence and peace of mind, you must hold the necessary insurance protection. Unfortunately, many who rent homes, apartments, and condominiums are lacking the coverage required to prevail through an accident or disaster. We want you to be receiving the protection […]
Read MoreConfirming Adequate Homeowners Insurance Coverage
Scheduled Personal Property Coverage & Home Inventory Updates The holidays have come and gone, which means it is important that you make time for insuring holiday gifts. Chances are, you have received or purchased a few things of value during 2014, which means it is time to update your home inventory and schedule any valuable […]
Read MoreCruising The Snowy Hills With Peace Of Mind
Implementing A Safety First Mentality On Your Snowmobile As a New York resident, chances are you enjoy leisure rides on your snowmobile when our beautiful state becomes blanketed with snow. To ensure that your most enjoyable winter ride receives the protection it deserves and you can continue riding for years to come, it is imperative […]
Read MoreDon’t Miss The Open Enrollment Deadline In February!
Obamacare Open Enrollment Period Coming To An End With only a little over a month left in the Obamacare open enrollment period, it becomes increasingly more important that individuals who do not yet have health insurance and those who want to alter their coverage take action soon. The open enrollment period will conclude on February […]
Read MoreDoes My Policy Cover a Water Main Break?
Why Your Homeowners Insurance Policy May Not Cover Water Mains As the rains continue to make its way in, it becomes increasingly more important for homeowners to become aware of ways to protect their homes. In doing so, you must confirm coverage of your homeowners’ insurance policy. Unfortunately, having the policy is not enough, as […]
Read MoreSafely Navigating New York Winter Weather Conditions
Winter Driving Safety Checklist New York winter weather conditions emphasize the importance of partaking in safe habits to ensure safety on the treacherous roads. We want you to remain safe, which is why we have compiled a winter driving safety checklist, fully equipped with a list of things to keep in your car during winter: […]
Read MoreDangers of Frozen Bodies of Water
Safety Perspective to Eliminate the Dangers of Frozen Bodies of Water Winter is finally here which means it is time to go sledding, ice skating, and ice fishing! However, it is imperative that you keep safety in mind due to the dangers of frozen bodies of water. With a safety perspective, you can reduce the […]
Read MoreHoliday Home Safety for a Merry Season
Maintaining Holiday Cheer in the Home As you decorate your home in holiday cheer, it is extremely important that you realize the present fire hazards and take measures to reduce the risks. Your lights and decorations must be displayed in a way that ensures safety and security for you, your family, and your home. When […]
Read MoreTips for Keeping Your Holiday Safe & Memorable
The holiday season is here! Whether you are busy planning your holiday traveling plans or getting the house ready for the family to arrive, it is imperative that you partake in safety habits. We want your holiday season to be nothing short of amazing, which is why we have gathered some important holiday traveling tips […]
Read MoreJoin Perry & Carroll in Supporting Our Elmira Jackals!
There is nothing we love more than supporting our local community. With a staff comprised of your neighbors, our employees are looking for ways to support the community, such as supporting our Elmira Jackals! Perry & Carroll is a proud sponsor of the Elmira Jackals and want you to join us in rooting them on […]
Read MoreTips for Settling an Estate after Someone Passes Away
Unfortunately, there are an overwhelming number of individuals who have no idea what to do after someone passes. Settling an estate after someone passes away is an extremely important step of the process. Recently, we experienced a first-hand tragedy with an individual who was unsure of their responsibility in settling an estate of their deceased […]
Read MoreAre You Ready for the Open Enrollment Period?
The Obamacare open enrollment period is just around the corner, meaning it is time to get covered! The last thing you want to do is miss the open enrollment period and be faced with unnecessary penalties that can exceed the costs of obtaining health coverage in the first place. We want you to be both […]
Read MoreThe Importance of Fireplace Cleaning and Inspection
As the New York winter fast approaches, it becomes increasingly more important that we prepare our homes for the change in scenery. There are a variety of maintenance tasks and preventative measures that should be on your home maintenance checklist, however, some tasks are more important than others. If you will be one of the […]
Read MoreWater and Sewer Backup Coverage
The standard homeowners’ insurance policy is very specific about which types of water damage it chooses to cover. Despite popular homeowner belief, your homeowners’ insurance policy will likely not cover water damage caused by sewer backup or water backup. In order to receive coverage for these common situations, you must opt for the extra coverage. […]
Read MoreTips for Identity Theft Prevention
As the world continues to depend on technology on a daily basis, it becomes increasingly more important that individuals become aware of identity theft threats and learn how to prevent them. Recent hackings with large companies such as Target and Home Depot emphasize the importance of everyone becoming more aware, as these crises can happen […]
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