Motorcycle Insurance Coverage Tips
As riding season quickly approaches, it becomes increasingly important for motorcyclists to confirm adequate coverage of their motorcycle insurance policy. Many riders choose to put a hold on their insurance coverage during the off-season when the roads are blanketed in sleet and snow, which is why there is no better time than now to confirm adequate coverage and reactivate your policy. Keep the following coverage tips in mind:
- Both bodily injury liability and property damage liability are legally required coverage options, but you may want to look at your limits to see if your assets are properly protected. Chances are, you would benefit from raising your limits above your state’s minimum required liability limits.
- Both collision coverage and comprehensive coverage are not required by law, but they are highly recommended. These essential coverage options provide your favorite ride with protection against accidents, such as auto collisions, vandalism, theft, and more.
- To ensure that you are protected from the negligence of others, you will want to obtain uninsured/underinsured motorist bodily liability. Without this coverage, you will be responsible for any expenses associated with an accident with someone without any insurance or not enough insurance.