What Is and Why do I Need Umbrella Coverage?
Written by Corine Cowles, Personal Lines Manager To err is human; to purchase an umbrella policy is smart. An umbrella policy provides extra liability coverage over, and in addition to, other insurance policies you have purchased, such as commercial insurance policies for your business or personal insurance policies for your home(s), auto(s), and toys (boats, […]Read More
How to Protect Your Vehicle from Road Salt Damage
Reduce salt corrosion with these basic car care tips. Winter in New York is here! The temperatures have dropped and motorists across the state are facing adverse driving conditions. When the weather forecast predicts snow and ice, salt on our roads is a welcome sight. Although heavy-duty road salt is fundamental to our winter […]Read More
Tips to Get Your Vehicle Ready for Winter Weather
Snow, ice, rain – is your vehicle ready for it? The New York winters are harsh and cold. While we turn up the heat and dig out the warm blankets, we should spare a thought for our vehicles. A little bit of preparation goes a long way to ensure our vehicles are ready for the […]Read More
How to Stay Safe When Driving Over Thanksgiving
While you prepare the family for a holiday getaway, read up on these safe driving tips. The holiday season is fast approaching, which means that millions of Americans are getting ready to travel to their holiday destination. Whether you’re driving across town, state, or the country, it is likely you’ll be hopping in a […]Read More
What Drivers Need to Know About Non-Owner Car Insurance
If you don’t own a car but still drive, a non-owner car insurance policy may be a wise purchase. Did you know that if you don’t own a car, you can still purchase car insurance? Non-owner car insurance is a special policy designed for people who don’t have a car. This coverage offers liability […]Read More
Things You Should Know About Car Maintenance for Fall Car Care Month
Complete these car maintenance tasks this fall. The heat of summer has passed and the deep freeze of winter is right around the corner. Did you know that October is Fall Car Care Month? This means that now is the perfect opportunity to ensure your vehicle is ready for rain, snow, ice, and whatever winter weather […]Read More
Tips for Making Driving at Night Easier and Safer
Tips to help make your night drive easier. Now that fall is upon us, the nights are drawing in and we’re driving home from work in the dark. When it’s dark, our peripheral vision decreases, depth perception alters, and even familiar roads can appear to be different. In addition to winter weather, such as rain […]Read More
Should Newlyweds Combine Auto Insurance Policies?
Marriage and car insurance: should you combine policies? So you’ve just tied the knot (congratulations!), and while insurance may be the last thing on your mind, it is well worth adding to your to-do list. Now that you’re married, you and your spouse could combine your auto insurance to save money and streamline your policies. […]Read More
Do I Have Enough Auto Insurance?
How to know if you have enough auto insurance coverage. It can seem tempting to opt for minimum auto insurance coverage in order to keep your monthly premiums low. You know you need car insurance in New York, but why pay for something you don’t need when you’re a safe driver? This is a common […]Read More
Defensive Driving Skills You Should Know
Top defensive driving strategies to use. Whether you’re traveling to the local grocery store to taking a cross-country road trip, staying safe on the road is a challenge. Although you can’t control how others drive, you can control how you drive. Part of staying safe as a motorist has everything to do with safe […]Read More
How to Drive Safely Through Construction Zones
Keep these tips in mind when driving through construction. Even though summer feels as though it’s coming to a close, road construction continues throughout New York and across the nation. The orange cones and warning signs seem like they’re everywhere this time of year, and it’s easy for motorists to become frustrated with traffic delays, […]Read More
What to Do When Involved in a Hit-and-Run Accident
How to handle the situation of getting involved in a hit-and-run accident. Whether you sensed it coming or it took you by surprise, being the victim of a hit-and-run accident is no walk in the park. Such an incident can leave you feeling physically and mentally debilitated. If the driver that hit you speeds off, […]Read More
Tips to Keep Your RV in Top Condition for Summer Road Trips!
Prepare your RV for the summer ahead with these tips! Finally, the weather is getting warmer, and that means recreational vehicle owners are planning their spring and summer journeys. If you have an RV, you’ll get to enjoy the experience of the open road ahead and getting to sleep wherever you want along the road […]Read More
Do You Need Rental Car Insurance?
Rental car insurance coverage explained. If you have ever rented a vehicle, odds are the person behind the counter has asked you whether you would like their company’s rental car insurance. After hearing the salesperson’s explanation, it may sound like a good idea to purchase their supplemental rental car insurance. The rental company’s extra coverage […]Read More
Tips on How to Safely Share the Road with Pedestrians
What drivers should do to keep pedestrians safe. As good drivers, we know exactly how to interact with other cars on the road, from stopping at stop signs to politely merging on freeways. What many drivers are far less versed in is safe interaction with pedestrians. Whether or not you like it, all of […]Read More
Preparing Your Snowmobile for the Winter Season
Here’s how to get your snowmobile ready for the upcoming season. When the weather outside is frightful, it’s playtime for snowmobile enthusiasts. Before you head out on the fresh, white snow, take the time to ready your vehicle. With a little maintenance and some winter prep, you’ll be blasting trails and cruising tours like no […]Read More
Challenging Skills You Should Teach Your Teen Driver
Help to boost your teen’s confidence on the roads. It’s only natural for parents to be a little anxious when their teen gets behind the wheel. After all, we know the risks and the dangers, but to them, it’s freedom and excitement. Instead of teaching your teen the basics and hope that they pick up […]Read More
Drive Easy This Summer with These Tips
Brush up on these summer driving tips before cruising the roads this season. Summertime is here! With the weather heating up and the days getting longer, many people will head on vacation, take some quality time off work, and enjoy the season ahead. While the crowds out and about increase, so does the traffic. The […]Read More
What is New Car Replacement Insurance?
Should you get new car replacement insurance to protect your investment? When you buy a new car, you expect it to last you. However, accidents happen – whether or not you’re in your new car. Fortunately, you don’t have to lose out on your car when an incident happens – new car replacement insurance is […]Read More
Will Customizing My Car Impact my Auto Insurance Premium?
You may have turned your car from a zero to hero, but you may have incidentally turned your auto insurance from inexpensive to expensive. Did you make your car go from a standard common sedan to one that could potentially land a spot in the latest Fast and Furious movie? If so, we want to congratulate you […]Read More
Spring Break Road Trip Tips to Keep You Safe
Spring break is right around the corner, which means that many of us will be packing our cars and heading out for a fun road trip with friends and family. A spring break road trip is the perfect time to get to know the many landscapes of our country. The lush forests of the east, […]Read More
Q&A: Snowmobile Insurance
Snowmobile insurance can be a confusing policy to many people, so we are here to answer the most common snowmobile insurance questions you may have. Q: Is snowmobile insurance legally required? A: The most common question for almost all insurance policies. Depending on which state you live, snowmobile insurance may not be required. In New […]Read More
How to Check Your Tire Tread
Tires are the things upon which you rely to keep your car under your control, so it is important that the tire tread be up to regulation. For every one out of 11 traffic accidents, it is thought that the tires are one of the factors that led to that accident. Under inflation, blowouts, tread […]Read More
How to Insure a Leased Car
If you lease a car what insurance do you have to get and how do you insure it? There are now a good amount of people who are choosing to lease their cars rather than buy them. The dealer from which you lease “your” vehicle will require you to purchase comprehensive and collision insurance. Moreover, […]Read More
Insurance Resolutions for 2017
You may be thinking about your New Year’s resolutions, but why not make some you can actually keep throughout the year? The most popular New Year’s resolutions are hitting the gym and going on a diet. Both of these require an intense amount of dedication and tenacity, which is probably why these two resolutions are not […]Read More