Who We Are



Our mission is to protect the assets of our clients through sound advice, quality insurance products, and uncompromising customer service.


Perry & Carroll is one of the largest independent insurance agencies serving the Southern Tier of New York and Northern Tier of Pennsylvania. We have a full-service office located on West Church Street in downtown Elmira. Our employees are your neighbors. As members of the business community, we not only provide jobs for our employees, but we dedicate our volunteer efforts to making the region a better place to live and work, which improves everyone’s quality of life.

Well-respected among our peers, we serve on advisory panels for several leading insurance carriers; we consistently earn awards for best practices in management and financial operations; and we are among a select few agencies from across the country chosen by the Independent Insurance Agents and Brokers of America as a “Best Practices Agency” based on our outstanding customer services, growth, stability and sound financial management. We are committed to continuing education for all our employees and expect them to be credentialed and licensed at the highest level appropriate for their respective positions.

At Perry & Carroll, we are here for you in good times, and bad, to protect the people and lifestyle that you value. We offer the resources of a large insurance agency representing most major companies matched with personalized service.

A complete portfolio.

Our extensive portfolio contains every type of personal and business insurance product available from a variety of top-rated companies. As your coverage needs change, we can change with you, making Perry & Carroll the only insurance agency you will ever need.

Top-notch specialists.

Many of our agents specialize in unique insurance products and services, such as health and group benefits, and property and casualty.  This allows Perry & Carroll to provide you with the most up-to-date product recommendations, as well as sound advice you can trust.  Many employees hold advanced professional accreditations and designations.

Relationships for a lifetime.

Our employees provide you with personalized attention and service. You can count on us to listen to your needs to ensure that we provide you with the best coverage possible.

Contact us today!