Navigating Insurance Claims
Written by Joe Pavlik, Senior Account Manager/Sales Advisor If the last few years have taught us anything from the insurance industry, it’s to have a better understanding of emergency preparedness and insurance claims. We have all seen the unprecedented financial effects of the COVID-19 pandemic, wildfires, hurricanes, floods, snowstorms—and the list goes on! An […]
Read MoreNational Cybersecurity Awareness Month
October is National Cybersecurity Awareness Month. During this annual event, government and industry leaders come together to raise awareness about the importance of cybersecurity. This year’s campaign theme is “Do Your Part. #BeCyberSmart.” This theme was selected to empower both individuals and organizations to take ownership of their unique role in promoting cybersecurity, with the […]
Read MoreCyber Security: A Continuing Threat … Are You Prepared?
Cryptomining. Ransomware. Business email compromise. Spear phishing. This is the new language of business risk. Whether it’s a massive data breach that exposes customer information like the Marriott incident reported in November 2018, or an automated ransomware attack that extorts bitcoin payments from a medi-spa owner, the cybercrime wave continues to swell as the cybercrime […]
Read MoreProposed Over Valentine’s Day? Remember to Insure the Ring
Protecting the engagement ring once you’ve popped the question! Valentine’s Day is one of the most romantic days of the year, which is why it’s no surprise that many people choose to propose to their loved one on this day. If you got engaged over Valentine’s Day, congratulations! You may be busy making wedding arrangements […]
Read MoreHome Update for Lower Home Insurance Rates
Save money on your home insurance by remodeling your home smartly. Homeowners are always looking for the most affordable homeowners insurance. They want to keep their pockets lined but receive ample coverage and protection for their home, naturally. Keep in mind that you may not always need to sacrifice coverage in order to obtain an […]
Read MoreNew NYS Law Requires Smoke Detector Upgrades by April 1, 2019
Effective April 1, 2019, a new NY State law requires all NEW or REPLACEMENT smoke detectors in New York State to be powered by a 10-year, sealed, non-removable battery, or hardwired to the home. According to NYS Law 399-ccc: “It shall be unlawful for any person or entity to distribute, sell, offer for sale, or […]
Read MoreMake Your Diet Healthy in Honor of American Heart Month
Improve your diet in honor of American Heart Month. February is American Heart Month, which means it’s time to pause thinking about Valentine’s Day and, instead, think about your old ticker. It’s what keeps you going, and deserves some quality attention. While heart disease continues to be one of the top killers for men and […]
Read MoreDriving Tips for Parents with New Teen Drivers
Teach your teen good driving habits with these tips. As a parent, you may be feeling equally anxious and excited about your teen getting behind the wheel. At last, you won’t have to drive them all over the place, but the thought of them driving could fill you with dread. As an adult, you understand […]
Read MoreBenefits of Listing Specific Items on Your Homeowners Insurance
How homeowners insurance can protect your high-value items Homeowners insurance is designed to protect your home and belongings from disasters and accidents. However, every policy has its limits. To ensure that your prized possessions have the best coverage possible, it’s a good idea to review your coverage and consider scheduling your property. Most homeowners policies […]
Read MoreWhat to Consider Before Buying Car Insurance
What you should consider before buying auto coverage. If you are looking for auto insurance coverage, you may be overwhelmed with the sheer number of policies and insurers on the internet. To help streamline the process of acquiring the right coverage for your needs, take these considerations to take into account. Know the basics. Familiarize […]
Read MoreThis New Year, Resolve to Review Your Insurance
The new year is the perfect time to review your insurance coverage. As the calendar turns from 2018 to 2019, it is likely that you will be thinking of New Year’s resolutions. Whether you vow to quit smoking, lose weight, or save money, we recommend you start off with at least one easy resolution: checking […]
Read MoreThe Importance of Personal and Commercial Umbrella Policies
Could you or your business benefit from an umbrella policy? When it comes to getting insurance, many individuals and business owners purchase the bare minimum and hope that the worst won’t happen to them. The reality is that disasters can happen to anyone and any business. When the worst does happen, an umbrella policy can […]
Read MoreHosting an Event? Know These Liability Risks
What to know when property when hosting an event on your property. Summertime often opens up a whole host of unique opportunities for us in New York. The better weather means that many of us will host a backyard BBQ, a graduation party, or even a yard sale. While these seemingly harmless events are meant […]
Read MoreHow to Be Kind to the Planet
Habits that can help the earth. As Chief Seattle once famously said, “The earth does not belong to us. We belong to the earth.” The only reason we are allowed to be here is because of this planet. Unfortunately, the human race hasn’t always been kind to Mother Earth. We use fossil fuel resources, release […]
Read MoreHow to Get Your Motorcycle Ready for Riding Season
Ensure your warm-weather ride is ready for spring cruising. Now that there are brighter days and warmer temperatures, many riders are looking to get their bikes out of storage. While your motorbike is perfectly content sitting in hibernation, now is the time when you should start to think about getting it ready for spring. While […]
Read MoreTop Reasons to Make a Will
Benefits of Writing a Will Having a will is arguably one of the most important things you can do for yourself and your family. Not only can a will legally protect your spouse, children, and assets, but it can also spell out exactly how you like things handled after you pass on. While it’s a […]
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Welcome Michelle DeWitt!
Halloween Safety Tips for Your Home
Don’t let the night turn into a nightmare with these Halloween home mishaps! Halloween is a night for costumes, spooky thrills, trick-or-treating, candy, and fun! On the flip side, it also can pose a big threat to those who are not cautious in their Halloween holiday preparations. Every homeowner will want to avoid Halloween home […]
Read More3 Tech Tools for Seniors Living Alone
Smart technology tools to make independence easy and safe. Seniors that live alone face unique risks. They do not have a roommate to help them with home maintenance tasks, nor the unlimited range of ability to do everything on their own. Luckily, senior homeowners do not always need to move into a care home or […]
Read MoreWhat to Inspect When You Own or Want to Buy a Boat
Before you spend tens of thousands on a boat, make sure that you know the boat will serve you honestly and work well. There is nothing quite like sailing in the open water: the breeze in your hair, the soothing motion of the waves, and the certain aroma that both fresh and salt water give […]
Read MoreHow to Give Back to Your Community
This Thanksgiving, make sure you make the time to give back to the community which has given you so much. When you get into the Thanksgiving vibe, giving can seem second nature to you. Take this giving attitude and spread it to your community. A successful community is based on individuals that unite towards the […]
Read MoreHoliday Road Trip Tips
Holiday road trips can be stressful, but with the right planning, you can make them something to look forward to. The holidays are a time to spend time with our loved ones. It is a time in which we humble ourselves and give thanks for everything we have as privileged Americans. Holiday road trips can […]
Read MoreNotre Dame Turkey Day 5K
The city of Elmira will be hosting an excellent 5K marathon this Thanksgiving Day, be sure to mark it on your calendar. When: Thursday, November 24, 2016 Race Start Time: 9:00 am Location: Notre Dame High School 1400 Maple Ave. Elmira, New York 14904 The race will begin next to the tennis court parking lots. […]
Read MoreWhy Cheap Coverage Is Rarely Best
Cheap auto insurance coverage can seem to be enough coverage, but you may come to realize that that’s rarely the case. “You get what you pay for.” This is a common saying relating the quality of something to its price. A high cost is generally associated with high quality, while the opposite is true of a low-cost […]
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