Category: General Articles

Cyber Security: A Continuing Threat … Are You Prepared?

Cryptomining. Ransomware. Business email compromise. Spear phishing. This is the new language of business risk. Whether it’s a massive data breach that exposes customer information like the Marriott incident reported in November 2018, or an automated ransomware attack that extorts bitcoin payments from a medi-spa owner, the cybercrime wave continues to swell as the cybercrime […]

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Home Update for Lower Home Insurance Rates

Save money on your home insurance by remodeling your home smartly. Homeowners are always looking for the most affordable homeowners insurance. They want to keep their pockets lined but receive ample coverage and protection for their home, naturally. Keep in mind that you may not always need to sacrifice coverage in order to obtain an […]

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Make Your Diet Healthy in Honor of American Heart Month

Improve your diet in honor of American Heart Month. February is American Heart Month, which means it’s time to pause thinking about Valentine’s Day and, instead, think about your old ticker. It’s what keeps you going, and deserves some quality attention. While heart disease continues to be one of the top killers for men and […]

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Driving Tips for Parents with New Teen Drivers

Teach your teen good driving habits with these tips. As a parent, you may be feeling equally anxious and excited about your teen getting behind the wheel. At last, you won’t have to drive them all over the place, but the thought of them driving could fill you with dread. As an adult, you understand […]

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Benefits of Listing Specific Items on Your Homeowners Insurance

How homeowners insurance can protect your high-value items Homeowners insurance is designed to protect your home and belongings from disasters and accidents. However, every policy has its limits. To ensure that your prized possessions have the best coverage possible, it’s a good idea to review your coverage and consider scheduling your property. Most homeowners policies […]

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What to Consider Before Buying Car Insurance

What you should consider before buying auto coverage. If you are looking for auto insurance coverage, you may be overwhelmed with the sheer number of policies and insurers on the internet. To help streamline the process of acquiring the right coverage for your needs, take these considerations to take into account. Know the basics. Familiarize […]

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This New Year, Resolve to Review Your Insurance

The new year is the perfect time to review your insurance coverage. As the calendar turns from 2018 to 2019, it is likely that you will be thinking of New Year’s resolutions. Whether you vow to quit smoking, lose weight, or save money, we recommend you start off with at least one easy resolution: checking […]

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The Importance of Personal and Commercial Umbrella Policies

Could you or your business benefit from an umbrella policy? When it comes to getting insurance, many individuals and business owners purchase the bare minimum and hope that the worst won’t happen to them. The reality is that disasters can happen to anyone and any business. When the worst does happen, an umbrella policy can […]

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Hosting an Event? Know These Liability Risks

What to know when property when hosting an event on your property. Summertime often opens up a whole host of unique opportunities for us in New York. The better weather means that many of us will host a backyard BBQ, a graduation party, or even a yard sale. While these seemingly harmless events are meant […]

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How to Be Kind to the Planet

Habits that can help the earth. As Chief Seattle once famously said, “The earth does not belong to us. We belong to the earth.” The only reason we are allowed to be here is because of this planet. Unfortunately, the human race hasn’t always been kind to Mother Earth. We use fossil fuel resources, release […]

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How to Get Your Motorcycle Ready for Riding Season

Ensure your warm-weather ride is ready for spring cruising.  Now that there are brighter days and warmer temperatures, many riders are looking to get their bikes out of storage. While your motorbike is perfectly content sitting in hibernation, now is the time when you should start to think about getting it ready for spring. While […]

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Top Reasons to Make a Will

Benefits of Writing a Will Having a will is arguably one of the most important things you can do for yourself and your family. Not only can a will legally protect your spouse, children, and assets, but it can also spell out exactly how you like things handled after you pass on. While it’s a […]

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Halloween Safety Tips for Your Home

Don’t let the night turn into a nightmare with these Halloween home mishaps! Halloween is a night for costumes, spooky thrills, trick-or-treating, candy, and fun! On the flip side, it also can pose a big threat to those who are not cautious in their Halloween holiday preparations. Every homeowner will want to avoid Halloween home […]

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3 Tech Tools for Seniors Living Alone

Smart technology tools to make independence easy and safe. Seniors that live alone face unique risks. They do not have a roommate to help them with home maintenance tasks, nor the unlimited range of ability to do everything on their own. Luckily, senior homeowners do not always need to move into a care home or […]

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What to Inspect When You Own or Want to Buy a Boat

Before you spend tens of thousands on a boat, make sure that you know the boat will serve you honestly and work well.  There is nothing quite like sailing in the open water: the breeze in your hair, the soothing motion of the waves, and the certain aroma that both fresh and salt water give […]

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How to Give Back to Your Community

This Thanksgiving, make sure you make the time to give back to the community which has given you so much. When you get into the Thanksgiving vibe, giving can seem second nature to you. Take this giving attitude and spread it to your community. A successful community is based on individuals that unite towards the […]

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Holiday Road Trip Tips

Holiday road trips can be stressful, but with the right planning, you can make them something to look forward to. The holidays are a time to spend time with our loved ones. It is a time in which we humble ourselves and give thanks for everything we have as privileged Americans. Holiday road trips can […]

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Notre Dame Turkey Day 5K

The city of Elmira will be hosting an excellent 5K marathon this Thanksgiving Day, be sure to mark it on your calendar. When: Thursday, November 24, 2016 Race Start Time: 9:00 am Location: Notre Dame High School 1400 Maple Ave. Elmira, New York 14904 The race will begin next to the tennis court parking lots. […]

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Why Cheap Coverage Is Rarely Best

Cheap auto insurance coverage can seem to be enough coverage, but you may come to realize that that’s rarely the case. “You get what you pay for.” This is a common saying relating the quality of something to its price. A high cost is generally associated with high quality, while the opposite is true of a low-cost […]

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Pet Car Safety Tips You Need to Know

Pets depend entirely on us for their survival, so it’s up to us to keep them safe when they ride with us. For pet parents, a trip is no fun if the furry four-legged member of the family can’t come. But traveling in a car is always a risk, and now your furry family member […]

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Ways to Make Your Business “Green”

Making your business go Green may not only save you money, but it will also contribute to saving the planet.  Our irresponsibility since the start of the Industrial Era has put humanity in a bit of a rut: our world is getting warmer at a rate not seen since the extinction of the dinosaurs. Luckily, some […]

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