Before you spend tens of thousands on a boat, make sure that you know the boat will serve you honestly and work well.
There is nothing quite like sailing in the open water: the breeze in your hair, the soothing motion of the waves, and the certain aroma that both fresh and salt water give off. The only thing that could dampen your relaxation at sea is a boat malfunction. To avoid these calamities, here is what you should inspect when you own or want to buy a boat.
Insurance
- Look into boat insurance. Even before you place your boat in the water, you need to purchase insurance to protect it from theft and other covered boat-related damages.
- Purchase what you need, not want. All waters are different and every boat is different. This means that your insurance needs will differ from your neighbor’s. You need to talk to your insurance agent to ensure that you get the proper coverage for your unique boat.
Maintenance
- Remove the exterior cowling. When looking at the head gasket, is there any seepage? This seepage takes the form of a dry white curtain-like substance. The throttle should be greased and rust-free.
- Test the oil and fuel. The gas of modern day has in it ethanol—10 percent to be exact. This attracts moisture, and water in the engine is bad. Water where oil is stored is even worse. Make sure that there is no discrepancy with the fluids in the engine.
- How is the wiring? Bare wires, wires that are twisted together or sealed with electrical tapes should raise a red flag during your inspection.
When it comes to the security of your boat, you want to make sure that you have the proper boat insurance in place. Contact insurance experts Perry & Carroll in Elmira, New York for all of your vehicle insurance coverage needs.