Hosting an Event? Know These Liability Risks

The Liability Risk of Rummage Sales, Graduation Parities, Backyard Parties

What to know when property when hosting an event on your property.

Summertime often opens up a whole host of unique opportunities for us in New York. The better weather means that many of us will host a backyard BBQ, a graduation party, or even a yard sale. While these seemingly harmless events are meant to be a source of fun and entertainment, they aren’t without unique liability risks. Here is what you should know if you’ll be opening your home’s doors this summer.

Backyard BBQs & Graduation Parties

The warm weather invites us to stoke up the BBQ and invite friends and family over. You may even be hosting a party to celebrate your graduate. Before you do so, you should know that you could be held liable for accident, injury, and illness if you host the event in your home. Here are a few tips to combat the risk:

  • Ensure there is nothing that guests can trip over or slip on.
  • If the party goes on into the evening, ensure there is ample lighting in hallways and around the house.
  • Serve hearty food.
  • Serve plenty of soft drinks.
  • If you are serving alcohol, look into liquor liability.
  • Arrange alternative transportation if people have been drinking and intend on driving home.
  • Supervise children on the trampoline or pack it away for the day.
  • Be aware of food allergies, if any of your guests have any.
  • Prepare and cook food carefully, especially if serving meat.

Yard Sales

A yard sale is a great way to clean out your home after spring cleaning. However, your enterprise could get expensive if someone gets hurt on your property and decides to sue. Check out these tips to avoid accident and injury:

  • Repair loose railing and cracked concrete.
  • Place sale items so that there is enough space to move about without tripping.
  • Don’t place items too close to stairs or ledges where people could fall.
  • Do not sell recalled or unsafe items.
  • Keep your pets indoors during the sale.
  • Keep sharp objects out of reach of children.

Homeowners insurance can help when your property suffers a disaster. Do you have the right coverage? Visit the independent insurance professionals, Perry & Carroll, for all of your insurance needs in Elmira and neighboring cities in New York.