Category: General Articles

Understanding Homeowners Insurance & Police Raids

Picking Up Where Your Coverage Falls Short With all of the riots and police raids in the news, it is important to think about the insurance implications of these tragic events. On the rare occasion authorities must enter a home in order to further pursue a suspect, unfortunate results may occur, especially when it comes […]

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Perry & Carroll Participate in Komen Race for the Cure

Why We Race For The Cure On Sunday, May 17th, the Perry & Carroll team participated in the Susan G. Komen Race for the Cure in Downtown Elmira. This was such an honorable journey to take together as the Susan G. Komen Race for the Cure Series is undoubtedly the most successful and largest fundraising […]

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Insuring Your RV & Camper Before Road Trip Season

Enjoying The Open Roads Without Any Worries Enjoying a road trip in your traveling home is an American tradition that everyone dreams of. However, in order to enjoy the roadways without any worries but what you will be grilling for dinner, it is important that you consider the insurance implications. If you have an RV, […]

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School District Insurance Renewal Deadline Fast Approaching

Ensuring Your School District Is Adequately Protected As the operator of a school district, it is imperative that you hold the necessary insurance coverage. In essence, your profession involves seeing that children are able to fulfill their educational quests and learn vital information that will allow them to become a responsible and educated adult. Therefore, […]

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It Is Time To Reactivate Your Motorcycle Insurance!

Motorcycle Insurance Coverage Tips As riding season quickly approaches, it becomes increasingly important for motorcyclists to confirm adequate coverage of their motorcycle insurance policy. Many riders choose to put a hold on their insurance coverage during the off-season when the roads are blanketed in sleet and snow, which is why there is no better time […]

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Happy Arbor Day & Earth Day! Let’s Go Green!

Tips for Going Green for Arbor Day and Earth Day With both Earth Day and Arbor Day coming up, it is time to go green for April! Our beautiful planet needs us to take action against our carbon footprint before it is too late, emphasizing the importance of going green for these holidays. When you […]

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Do I Really Need Wedding Insurance? Yes!

Ensuring Your Perfect Day Is Worry-Free With wedding season just around the corner, it is time for those tying the knot to consider wedding insurance. As blissful as it may be thinking about your special day coming to life, it is important that you consider what you would do if the unfortunate were to happen. […]

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Welcoming Spring On A Fresh, Clean Foot

Spring Cleaning and Home Maintenance Tips Spring has sprung which means it is time to conduct some basic spring cleaning. It is time for homeowners to diligently mark off each item from their spring home maintenance checklist, which is why we have gathered a few helpful spring cleaning and home maintenance tips for your convenience: […]

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Choosing Between Actual Cash Value & Replacement Cost

Replacement Cost Vs. Actual Cash Value When you purchase a homeowners insurance policy, you must consider which coverage options would best protect your assets. However, many homeowners do not know whether or not they should opt for replacement cost coverage or actual cash value reimbursement. This is an extremely important decision regarding your coverage, emphasizing […]

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Helpful Tips For Storms And Power Outage Safety

Preparing For Unexpected Power Outages As storms continue to hit our beautiful, snow-covered state, it is important that you take a moment to prepare ahead of time for unexpected power outages. Homeowners along the East Coast simply cannot afford to neglect the importance of preventative action. Gathered are some helpful tips for storms and power […]

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Avoiding Distractions & Enhancing Safety

Most Common Driving Distractions And Safe Driving Tips Despite popular belief, cell phone use is not the only form of distracted driving. There are three main types of driving distractions, and each proves to be equally as dangerous as the other: visual, manual, and cognitive. We want to help you navigate the roads without putting […]

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Flood Prevention Tips Before Spring’s Arrival

Spring Thaw and Flooding Prevention Unfortunately, spring thaw and flooding prevention come hand in hand; meaning homeowners cannot simply stand around welcoming spring’s arrival. Often, spring thaw puts homeowners at risk for flooding meaning preventative action is key. Rather than leaving your home vulnerable to water damage that will not be covered by your homeowner’s […]

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Safeguard Your Business With Cyber Liability Insurance

Bust Your Risk Of Breach With This Coverage Business owners spend countless hours worrying about their worst-case scenarios and planning to both prevent and handle them. As technology changes our world, those scenarios look different than they did ten—or even just a few—years ago. Today, cyber security should be a top priority for businesses. A […]

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Get The Most From Your Annual Insurance Review

Annual Insurance Review Your insurance coverage is not a one-and-done product. It is important that you review your homeowners insurance and auto insurance annually to ensure you have the proper coverage. When you meet with your insurance agent for your review, here are a few questions you should ask. Do I Need To Update My […]

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Preventing Ice Buildup On Your Roof

Protect Your Home By Using These Tips As winter is in full swing, you have probably put a good deal of thought into how to protect your vehicle on the icy roadways and yourself in the chilly temperatures. Have you, however, also considered protecting your home? While it offers protection to you, you should prevent […]

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Heart Healthy Recipe For American Heart Month

Enjoy This Maple Grilled Salmon And Do Right By Your Heart February is American Heart Month, meaning it is a crucial time to bring awareness to the fact that cardiovascular disease is the top killer of men and women in the United States. This disease is preventable with healthy lifestyle choices, so protect your heart […]

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Common Renters Insurance Myths Debunked

Are You Receiving The Protection You Deserve? In order to carry on each day with confidence and peace of mind, you must hold the necessary insurance protection. Unfortunately, many who rent homes, apartments, and condominiums are lacking the coverage required to prevail through an accident or disaster. We want you to be receiving the protection […]

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Confirming Adequate Homeowners Insurance Coverage

Scheduled Personal Property Coverage & Home Inventory Updates The holidays have come and gone, which means it is important that you make time for insuring holiday gifts. Chances are, you have received or purchased a few things of value during 2014, which means it is time to update your home inventory and schedule any valuable […]

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Cruising The Snowy Hills With Peace Of Mind

Implementing A Safety First Mentality On Your Snowmobile As a New York resident, chances are you enjoy leisure rides on your snowmobile when our beautiful state becomes blanketed with snow. To ensure that your most enjoyable winter ride receives the protection it deserves and you can continue riding for years to come, it is imperative […]

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Don’t Miss The Open Enrollment Deadline In February!

Obamacare Open Enrollment Period Coming To An End With only a little over a month left in the Obamacare open enrollment period, it becomes increasingly more important that individuals who do not yet have health insurance and those who want to alter their coverage take action soon. The open enrollment period will conclude on February […]

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Does My Policy Cover a Water Main Break?

Why Your Homeowners Insurance Policy May Not Cover Water Mains As the rains continue to make its way in, it becomes increasingly more important for homeowners to become aware of ways to protect their homes. In doing so, you must confirm coverage of your homeowners’ insurance policy. Unfortunately, having the policy is not enough, as […]

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Safely Navigating New York Winter Weather Conditions

Winter Driving Safety Checklist New York winter weather conditions emphasize the importance of partaking in safe habits to ensure safety on the treacherous roads. We want you to remain safe, which is why we have compiled a winter driving safety checklist, fully equipped with a list of things to keep in your car during winter: […]

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Dangers of Frozen Bodies of Water

Safety Perspective to Eliminate the Dangers of Frozen Bodies of Water Winter is finally here which means it is time to go sledding, ice skating, and ice fishing! However, it is imperative that you keep safety in mind due to the dangers of frozen bodies of water. With a safety perspective, you can reduce the […]

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Holiday Home Safety for a Merry Season

Maintaining Holiday Cheer in the Home As you decorate your home in holiday cheer, it is extremely important that you realize the present fire hazards and take measures to reduce the risks. Your lights and decorations must be displayed in a way that ensures safety and security for you, your family, and your home. When […]

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