Category: General Articles

Pet Car Safety Tips You Need to Know

Pets depend entirely on us for their survival, so it’s up to us to keep them safe when they ride with us. For pet parents, a trip is no fun if the furry four-legged member of the family can’t come. But traveling in a car is always a risk, and now your furry family member […]

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Ways to Make Your Business “Green”

Making your business go Green may not only save you money, but it will also contribute to saving the planet.  Our irresponsibility since the start of the Industrial Era has put humanity in a bit of a rut: our world is getting warmer at a rate not seen since the extinction of the dinosaurs. Luckily, some […]

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Camping Health and Safety Tips

Before you go camping this summer, you should know how you can keep your family and the wilderness safe. Camping is a fun way to get family and friends together to enjoy the outdoors. In order to stay as safe as possible as you venture into the wild, you should plan ahead. Follow these safety […]

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How to Ensure Safe and Fun Outdoor Activities for Kids

Children having fun is an important part of their development, but making sure they stay safe assures they have time develop. When you are planning fun days for your kids it’s important not to lose sight of the “fun”damental needs of your children. As planning evolves, don’t hesitate to run ideas by your risk management […]

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Holiday Safety Tips: Fourth of July & Fireworks

The 4th of July is a great day for celebration, but some things, like fireworks, should really be left to the professionals. Independence Day is America’s birthday, and every American celebrates with hotdogs, hamburgers, and fireworks. While not legal in all 50 states, some families celebrate by setting of their own fireworks right in their […]

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How to Avoid Identity Theft

Identity theft is a real threat that affects many people every year, do you know how to combat this threat? Identity theft is not a joke; it affects millions of families every year! Identity theft is a crime where a thief steals your personal information to commit fraud. This information can be as simple as […]

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Cyber Insurance Is No Longer Optional

If you don’t carry cyber security insurance you’re going to be sorry. Cyber insurance is no longer an optional coverage for businesses. It’s not optional for insurance clients, and it’s not optional for insurance agencies. With hackers always keeping up with the latest in cyber-technology and the Internet evolving into the thing that we interact […]

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A Guide to Renting Out Your Primary Residence

If you’re thinking about renting out your primary residence, there are some things you should know. Many homeowners choose to rent out their primary residence for many reasons. Whether this occurs because of a work relocation or other reasons, this scenario does happen more often than you think. This isn’t as easy as putting your […]

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Loss Control Services

Safety Awareness in your winery or craft beverage program will ensure its success. Loss Control Services can help you establish safety guidelines before an injury or loss occurs. Management’s concern and action in establishing safe work procedures increases the overall safety for your organization, along with involving all of your workers from every level. Consider […]

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The Importance of an Independent Insurance Agent

Contrary to popular belief, cutting out the middle-man is not always a good thing. In this day and age, there are many direct insurance companies who cut out the middle man and sell their services directly to you. These companies cut out the middle man and choose to cut out the insurance agent. The logic […]

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Essential Spring Gardening Tips

Spring is steadily approaching. Does your yard look the part? Plants are still in their hibernation period and have not yet begun to grow. Should you decide to wait until the perfect weather, you might find yourself in a losing battle against fully grown shrubs and grasses. It is way easier to do maintenance when […]

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Easter Recipes: Sweet-Hot Plum-Glazed Ham

Cook a delicious ham this Easter that’ll leave your family in awe. Ham is often seen as breakfast, or sandwich food, but when done and prepared properly it’s the perfect dish for dinner. Learn how to make a sweet-hot plum-glazed ham that will taste as good as it looks when you find the images on […]

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St. Patricks Day Safety

2 tips on how to stay safe this St. Patrick’s Day. St. Patrick’s Day is a great time to spend with your friends and family. But you should know that there is a dark side to St. Patrick’s Day that not even Darth Vader would wish upon his worst of enemies: drinking and driving. Use […]

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Commercial Insurance is More Important Than You Think

Protect what you created with commercial insurance. When you start a business, one of the more important investments you can make is acquiring commercial insurance. A good policy will protect your company from huge losses with regards to structure and finances. It can definitely be the difference between keeping your doors open, and shutting down […]

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Avoid These 3 Winter Home Hazards

Ice can take many forms in the winter which could be hazardous to you and your home. Winter puts a lot of stress on both your home’s interior and exterior. If your home is not prepared for the winter months, it could end up costing you more than a chilly night in your bed. Avoid […]

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Protecting Your Winery and Vineyard

Not insuring your winery business is as sour as your competitor’s wine. From the grapes that give that unique flavor to your wine, all the way down to your glasses that contain every molecule until it hits your customers’ tongues, protecting your winery is important. Blending the appropriate combinations of insurance to best fit the […]

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Put An Insurance Policy On It

For the sake of your love—and life—insure her ring! It may not sound romantic to put an insurance policy on an engagement ring, but it could end up saving your life. We’re not entirely sure if it’s metaphorical or literal, but women love their diamonds. Fellas, let’s say she drops her ring in a sewer […]

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Home Business Insurance Elmira, NY

Don’t leave your home-business in limbo when it comes to being insured. Many believe that homeowners insurance is enough if they find that they have their business located inside of their home. And depending on the size of your business, they may or may not be correct. If you have over $2,500 in equipment your […]

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How To: Protect Your Vacant Home

Taking steps to prepare your home will keep it protected while vacant. The freezing, New York winter is the best time to head to a warm, sandy beach for an extended vacation. If you are planning for your warm getaway, you will need to take the time to ensure your home stays safe while you […]

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This Guide Will Make Car Shopping Easy!

Car shopping doesn’t have to be difficult with this easy guide. If it is time for you to buy a new car, you may be having mixed feelings. While getting to enjoy a brand new car can be exciting, making sure you choose the right vehicle for your needs can be very stressful. Use this […]

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Bethany Bowes Earns Certified Risk Manager (CRM) Designation

[Elmira, NY – December 30, 2015]  Certified Risk Managers International recently conferred the designation of Certified Risk Manager (CRM) on a select number of individuals who completed the rigorous five-course program.  Bethany Bowes of Perry & Carroll, Inc. was one of this elite group of risk management professionals. Certified Risk Managers International is a nonprofit […]

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What You Need to Know About Dog Bite Liability

Not all home insurance policies will provide coverage for dog bite liability. If you got a new dog during the holidays, you are probably caught up in making sure your new pooch is potty trained and has all they need to feel loved. Before you start inviting all of your friends and family over to […]

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Have You Renewed Your Insurance Policies Yet?

Reviewing and renewing your insurance policies at the beginning of the year has many benefits. Do you know what your insurance policies are really covering? If you are like most people, you haven’t really given your policies a second look since you bought them. Taking the time to look at all of your policies early […]

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Do You Need Snowmobile Insurance this Winter?

Why you should think about getting snowmobile insurance before hitting the snow.  As the weather continues to cool off across New York, your fun might just be heating up! Specifically, if you own a snowmobile you’re probably getting antsy for another layer of fresh powder to plow through. Before you hit the snow, though, make […]

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