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Hosting Thanksgiving? Know Your Risks!

Protect your home on one of the nation’s favorite holidays! Now that Thanksgiving is rapidly approaching, as a host, you may be preparing the home for friends and family. This is truly a time for spending time with loved ones, giving thanks, and enjoying a delicious, homemade meal! So that your home stays well protected, […]

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Does Your Drone Need Insurance?

With rise of drones flying around, the number of claims, legal issues, and cases have been on the increase. The small unmanned aircraft vehicle (UAV) industry has blown up in the commercial and personal market. From surveying land, to finding missing people, to filming content, drones have shown that they are diverse, affordable, and beneficial […]

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Our Treat: Trick-Free Halloween Safety Tips

Enjoy a happy and healthy Halloween with these safety tips! Halloween’s just around the corner. Your kids are probably pretty excited about donning their costumes and gathering up candy, as well they should be! As a parent, you want to make sure your kids can enjoy the holiday and you can do just that with […]

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Fall Maintenance Checklist For Your Home

Home maintenance checklist to do when the time changes this fall. On November 1st, it’s time to “fall back” because daylight saving time ends at 2:00 a.m. When you change the clocks, it’s the perfect time to tackle those twice-yearly home maintenance to-dos. By getting in the habit of doing them when the time changes, […]

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Open Enrollment Deadlines You Need To Know This Fall

Mark these open enrollment deadlines on your calendar today! Fall is officially here, bringing a crispness to the air, pumpkin-flavored everything to our coffee shops and grocery stores, and the chance to get the healthcare you need. That’s right, we’re about to enter another open enrollment period! So you don’t miss your chance to get […]

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10 Tips for Preparing Your Home for Fall

Follow these home maintenance tips to keep your house protected during the cooler months. Now that the fall season is rapidly approaching, it is time to prepare your home for the colder days and winter weather. While New York often predicts severe weather during the later months of the year, it is important to be […]

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Flood Insurance Basics

With recent storms in New York, it may be time to consider flood insurance. Everyone should know what coverage you get with a flood insurance policy, as it is a separate policy to homeowners insurance. Below, we have given a rundown of what flood insurance is and what it can cover! Coverage As with any other […]

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What Is Special Event Insurance?

Hosting an event? Be sure to receive quality private event insurance! If you are hosting a business dinner, meeting, corporate private party, fundraising dinner, or a non-profit function, you will want to ensure that your business or organization is protected if it is held liable for property damage or bodily injury. Luckily, there is Special […]

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Back to School Safety Tips

Start off the new school year right with enforcing good precautions. With your kids back in school, it is an important time of year to protect and prevent any injuries and illnesses! You can start by preparing your child for the new school year by following these safety tips: Use Extra Caution Around Schools Drive […]

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Winterizing Your Summer Vacation Home

How to get your summer home ready for the winter season.       Where did the summer go? Suddenly, it’s already the end of August and we’re all getting ready to start the colder parts of the year. That likely has you ready to lock up your summer cabin, villa, or other type of home, but […]

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Why Umbrella Insurance Coverage Matters

Whether you own a business or have a family, umbrella insurance is important.      As a responsible adult, you’ve secured insurance coverage for your most important assets. You have probably read through those policies and noted that there are policy limits, though. What happens when you hit them? When you hit your cap on your […]

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College Students: Do You Need Renters Insurance?

What college students need to know about protecting their stuff.   When you get ready to head off to college, you have a lot to think about. Between organizing your class schedule, buying all of your text books, and coordinating with your future roommates, insurance might be far from your mind. It shouldn’t be, though, […]

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The Insurance You Need While Moving

When moving, is your personal property protected?     Whether you’re moving houses or undergoing a renovation, you’ll probably find a time in the future where you have to pack up all of your personal property into boxes. While those boxes are in your house, you know they’re covered by your homeowners insurance. What happens when […]

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Helpful Tips For Securing Your Home While On Vacation

Protecting Your Home While Vacationing Securing your home while on vacation is extremely important, as home burglaries tend to peak during the summer months. There is no reason to leave your home vulnerable just because you are out enjoying yourself on the other side of the world, which is why we have compiled a list […]

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Summer Fun Safety Tips For Worry-Free Adventures

Worry-Free Summer Indulgences Summer is finally in full swing, which means it is time to enjoy all of the wonder and fun associated with everyone’s favorite season of the year! As you enjoy summer BBQs, swimming in the pool, tubing in the lake, and other outdoor fun, it becomes increasingly important that you keep these […]

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Liability Risks Of Garage Sales For Homeowners

Insurance Risks Associated With Garage Sales Hosting a yard sale or participating in a community-wide rummage sale is a great way to provide your possessions with a second life and make some extra cash. However, it is important to consider the insurance risks associated with garage sales. We want to help ensure you have the […]

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Fourth Of July Recipes: Flag Cake

Celebrating Fourth of July often involves delicious traditional American eats. One of the best parts of celebrating America’s Independence is indulging on all of your favorite traditional foods. If you will be attending a 4th of July BBQ and want to bring a dish to impress your friends, we highly recommend this Fourth of July […]

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Ensuring A Worry-Free Fourth of July

Celebrating America’s Independence Fourth of July is just around the corner, which means it is time to celebrate America’s Independence. Whether you will be staying home for the holidays, road tripping to somewhere where fireworks are legal, or hosting a family barbecue, it is important that you enjoy the fun with a safety first mentality. […]

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Do I Really Need Long Term Disability Insurance?

Understanding The Importance Of Long Term Disability Insurance Long term disability insurance is one of the most commonly overlooked insurance coverages, despite its significant importance. Nobody can predict an accident or illness’ arrival, emphasizing the importance of securing protection for the unforeseen. We want you to receive the care you deserve when you need it, […]

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Boating Without Any Unpleasant Surprises

Boating Safety 101 All of your waiting has paid off – it’s boating season! You can finally take your favorite ride out of storage and prepare for an amazing time out on the open waters. Before you embark and journey to your favorite lake, it is important that you complete a few necessary measures to […]

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Understanding Homeowners Insurance & Police Raids

Picking Up Where Your Coverage Falls Short With all of the riots and police raids in the news, it is important to think about the insurance implications of these tragic events. On the rare occasion authorities must enter a home in order to further pursue a suspect, unfortunate results may occur, especially when it comes […]

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Perry & Carroll Participate in Komen Race for the Cure

Why We Race For The Cure On Sunday, May 17th, the Perry & Carroll team participated in the Susan G. Komen Race for the Cure in Downtown Elmira. This was such an honorable journey to take together as the Susan G. Komen Race for the Cure Series is undoubtedly the most successful and largest fundraising […]

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Insuring Your RV & Camper Before Road Trip Season

Enjoying The Open Roads Without Any Worries Enjoying a road trip in your traveling home is an American tradition that everyone dreams of. However, in order to enjoy the roadways without any worries but what you will be grilling for dinner, it is important that you consider the insurance implications. If you have an RV, […]

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School District Insurance Renewal Deadline Fast Approaching

Ensuring Your School District Is Adequately Protected As the operator of a school district, it is imperative that you hold the necessary insurance coverage. In essence, your profession involves seeing that children are able to fulfill their educational quests and learn vital information that will allow them to become a responsible and educated adult. Therefore, […]

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