How Can You Prevent Frozen Pipes?
Not only can cold weather put a damper on your spirits but it can also bring about some unfortunate home challenges. Perhaps one of the most inconvenient and damaging is frozen pipes. Frozen water in pipes leads to a build-up of pressure, which can result in broken pipes and consequential flooding, and water damage. Unfortunately, […]
Read MoreWhat is Services Line Coverage?
Should you consider services line coverage for your home? Most homeowners don’t realize they are responsible for repairing or replacing the underground piping and wiring located on their property if damaged. The cost of repairing or replacing underground service lines is costly and not covered by most homeowners policies. Losses can easily total $3,500 or […]
Read MoreTop Questions to Ask Your Agent When Looking for Home Insurance
Don’t forget to ask these questions when shopping for your homeowners insurance. You wouldn’t go into many purchases without doing your research. The same applies for insurance, too. Being an informed customer helps you to know what homeowners insurance is best for your property and needs. Homeowners should also ask a series of questions before […]
Read MoreHow to Secure Trampolines and Patio Furniture in Your Yard
Trampolines and patio furniture are all fun and games until the winds pick up. Part of making the most of the spring and summer months means getting outside and enjoying the sunshine. However, as you know, the New York weather can be temperamental. If winds start to pick up in your area, you will need […]
Read MoreHow to Protect Your Home from Toxic Mold & Mildew
Mold and mildew not only look bad, but they can be the cause of serious health issues if inhaled or digested. There are more than 100,000 species of mold across the world, and while they may be essential in nature, they can be the cause of serious health ailments if they find a home in […]
Read MoreHow to Prepare Your Home for Spring
Seasons change and with those changes, we must make the necessary preparations in order for our homes to stand a chance against a changing environment. After a rather long and tough winter, the spring has finally come to relieve the cold and give us a bit of warmth. Here are a few tips on how […]
Read MoreHow to Safely Shovel Snow
Shoveling snow is one past-time that many of us dread to do, but it must be done in order to clear a path for ourselves, guests, and cars. During the holidays, we are all happy to sing Christmas classics like “Let it Snow, Let it Snow, Let it Snow” that is, until it actually starts […]
Read MoreIdentify and Remove an Ice Dam
Ice dams may sound like a cool phenomenon, but they can damage your home. Do you know how to identify and remove an ice dam? There may be times when even your best efforts to prevent an ice dam may fall short. Knowing what an ice dam is, how to spot one, and how to […]
Read MoreDoes Home Insurance Cover Trees?
There seems to be much confusion about homeowners insurance and their coverage over trees? So does it cover damage caused by a fallen tree? If a tree falls in the middle of suburbia and no one is around to hear it, does it make a noise? But more importantly, does your homeowners insurance cover it? […]
Read MoreHow to Properly Secure Your Home
Your home should give you the peace of mind you deserve when it comes to your and your family’s safety, so it’s important to know how you can properly secure your home. With the right home security tips, burglars won’t find your home an easy target anytime soon. Burglars are less likely to hone in […]
Read MoreHow to Prevent Bicycle Theft
Bicycles are an expensive luxury that many of us can’t afford to replace, so how do we keep them from being stolen? Bikes make travelling easier and when you’re a kid, it’s one of the few ways that you can get around quickly without nagging your parents for a ride. They provide free rides to […]
Read MoreShould You Insure Your Vacant Home?
In today’s real estate market, sellers are often left no choice but to move and leave their properties vacant until it sells. A vacant home is an attractive nuisance that appeals to vandals and thieves. Vacant homes present numerous liability issues that an inhabited home does not. Kids climbing over dilapidated fences only spells danger […]
Read MoreCamping Health and Safety Tips
Before you go camping this summer, you should know how you can keep your family and the wilderness safe. Camping is a fun way to get family and friends together to enjoy the outdoors. In order to stay as safe as possible as you venture into the wild, you should plan ahead. Follow these safety […]
Read MoreKeep Your Home Safe With These Grilling Safety Tips
Know how to keep the fire in your grill, rather than on your house with these grilling safety tips. Fire under the grill as it cooks those delicious hamburgers, hotdogs, and vegetables are a welcome sight and smell for all involved. Fire acts like a living being – moving over the land and growing as it […]
Read MoreCyber Insurance Is No Longer Optional
If you don’t carry cyber security insurance you’re going to be sorry. Cyber insurance is no longer an optional coverage for businesses. It’s not optional for insurance clients, and it’s not optional for insurance agencies. With hackers always keeping up with the latest in cyber-technology and the Internet evolving into the thing that we interact […]
Read MoreA Guide to Renting Out Your Primary Residence
If you’re thinking about renting out your primary residence, there are some things you should know. Many homeowners choose to rent out their primary residence for many reasons. Whether this occurs because of a work relocation or other reasons, this scenario does happen more often than you think. This isn’t as easy as putting your […]
Read MoreThe Importance of an Independent Insurance Agent
Contrary to popular belief, cutting out the middle-man is not always a good thing. In this day and age, there are many direct insurance companies who cut out the middle man and sell their services directly to you. These companies cut out the middle man and choose to cut out the insurance agent. The logic […]
Read MoreEssential Spring Gardening Tips
Spring is steadily approaching. Does your yard look the part? Plants are still in their hibernation period and have not yet begun to grow. Should you decide to wait until the perfect weather, you might find yourself in a losing battle against fully grown shrubs and grasses. It is way easier to do maintenance when […]
Read MoreAvoid These 3 Winter Home Hazards
Ice can take many forms in the winter which could be hazardous to you and your home. Winter puts a lot of stress on both your home’s interior and exterior. If your home is not prepared for the winter months, it could end up costing you more than a chilly night in your bed. Avoid […]
Read MorePut An Insurance Policy On It
For the sake of your love—and life—insure her ring! It may not sound romantic to put an insurance policy on an engagement ring, but it could end up saving your life. We’re not entirely sure if it’s metaphorical or literal, but women love their diamonds. Fellas, let’s say she drops her ring in a sewer […]
Read MoreHow To: Protect Your Vacant Home
Taking steps to prepare your home will keep it protected while vacant. The freezing, New York winter is the best time to head to a warm, sandy beach for an extended vacation. If you are planning for your warm getaway, you will need to take the time to ensure your home stays safe while you […]
Read MoreWhat You Need to Know About Dog Bite Liability
Not all home insurance policies will provide coverage for dog bite liability. If you got a new dog during the holidays, you are probably caught up in making sure your new pooch is potty trained and has all they need to feel loved. Before you start inviting all of your friends and family over to […]
Read MoreHave You Renewed Your Insurance Policies Yet?
Reviewing and renewing your insurance policies at the beginning of the year has many benefits. Do you know what your insurance policies are really covering? If you are like most people, you haven’t really given your policies a second look since you bought them. Taking the time to look at all of your policies early […]
Read MoreHave You Thought About Insuring Holiday Gifts?
Make sure the holiday gifts you receive are protected with insurance! With the holiday season in full swing, you’re likely bringing gifts home. As you make space for them in your house, it’s important that you think about protecting your new items. Here’s what you need to know about insuring holiday gifts. When you receive […]
Read MoreHome Safety During the Holidays
Keep your home, your family, and your gifts protected with these safety tips. While it may be the most wonderful time of the year, it’s also one of the riskiest! The number of home fires heat up (get it?) during this time of year and the holiday season is like, well, Christmas to thieves. Help […]
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