The day your teen’s license is issued is the day you should add them to your policy. If you wait and your teen has a claim, your policy may not cover it. Also if you wait, the insurance company will go back to the date the teen received their license and you will owe premium on the time since the issued date.
There are ways to keep your costs low by asking our agents about insurance discounts for teens. For instance, some policies reward teens for good grades or for completing behind-the-wheel driver training by offering lower premiums.