Contrary to popular belief, cutting out the middleman is not always a good thing.
In this day and age, there are many direct insurance companies who sell their services directly to you. These companies cut out the middle man and choose to cut out the insurance agent. The thinking behind this is that because you’re eliminating an extra person, the price will go down. However, that isn’t always the case. By dealing directly with the insurance company, a consumer may take on tasks that they may not realize even exist!
Why Use an Insurance Agent?
- Agents have the ability to quickly check prices and coverages with possibly hundreds of different insurance companies. Since rates vary widely, and independent agents sometimes get good prices, they can very likely get you a better deal than you can get for yourself.
- Insurance is a complicated subject that not many people delve into in their free time. It’s the job of the agent to understand it and communicate it to you in a way that you’ll understand. If there are any hidden surprises, your agent will find them and alert you!
- Agents are a one-stop-shop for all of your insurance needs. Auto, home, renters, life, and health insurance policies can be obtained as well. Even if you don’t want to go with the same company, you can go through the same agent and you can talk with them should any troubles arise.
Using an independent insurance agent definitely has more pros than it has cons. From understanding your insurance policy down to the letter, to finding costs at prices you thought were impossible, independent agents are here for you. Contact Perry & Carroll to learn how you can safeguard your hard work with business insurance in Elmira, New York and the surrounding areas.