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Staying safe on the road depends on more than your own good driving habits; it also relies on other drivers practicing good habits. That’s what makes driving so risky: No matter how careful you are, you still have to account for other drivers’ behavior. That’s why it’s critical to ensure you have adequate coverage when you’re out on the road–for your own protection and the protection of others. Auto insurance includes a range of coverage types and options, including personal injury protection (PIP) to cover the costs of your own medical care and liability coverage for damage or injury you may cause. States require you to carry a minimum amount of insurance when you’re on the road, but many people choose to have additional coverage to provide greater peace of mind. Let us help you select the coverage that’s best for you.

Be sure to ask us about the available discounts for your auto policy, such as paid in full discounts, low mileage, good student, defensive driver, etc.

Teen Driving

teen driverAdding a teenager to your auto insurance policy can increase your premiums–sometimes substantially. And turning your car keys over to your teen can also increase your stress level–substantially. But there are ways to help lower costs and lower the risk that your teen will be involved in a car accident.

Using mobile devices and other types of distracted driving are one of the leading causes of car accidents among young drivers. Be sure your teen understands the very real–and often deadly–risks of using a cell phone or other device while driving. Make sure they know that if they want to read or send a text, check a social site, type an address into a GPS, take a picture or perform any other activity using a mobile device, they must pull off the road first.

Keep your costs low by asking our agents about insurance discounts for teens. For instance, some policies reward teens for good grades or for completing behind-the-wheel driver training by offering lower premiums.


For most bike owners, riding is an important part of their lives, providing a feeling of freedom that you just can’t duplicate when riding in a car. Having the right insurance coverage for your motorcycle is an important part of making sure you stay safe while you’re on the road. Which is why we offer policies with a wide range of options so you feel confident you have the right coverage for you. Give us a call and let us help you create your own custom policy so you can ride more confidently.



Making sure you have adequate insurance coverage can go a long way toward increasing your peace of mind so you can enjoy your recreational activities even more. At Perry & Carroll, we can help you get the coverage you need. Fill out the form below for more information.

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