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The Hazards of Old Electrical Wiring

When it comes to your home and its wiring of the electrical current, it’s important to get the most current system available. Home wiring started in the late 19th century when the very first lights and telephones were first being installed. As the decades went by, technology advanced and better methods became the standard replacing […]

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How to Avoid Identity Theft

Identity theft is a real threat that affects many people every year, do you know how to combat this threat? Identity theft is not a joke; it affects millions of families every year! Identity theft is a crime where a thief steals your personal information to commit fraud. This information can be as simple as […]

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Cyber Insurance Is No Longer Optional

If you don’t carry cyber security insurance you’re going to be sorry. Cyber insurance is no longer an optional coverage for businesses. It’s not optional for insurance clients, and it’s not optional for insurance agencies. With hackers always keeping up with the latest in cyber-technology and the Internet evolving into the thing that we interact […]

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A Guide to Renting Out Your Primary Residence

If you’re thinking about renting out your primary residence, there are some things you should know. Many homeowners choose to rent out their primary residence for many reasons. Whether this occurs because of a work relocation or other reasons, this scenario does happen more often than you think. This isn’t as easy as putting your […]

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Loss Control Services

Safety Awareness in your winery or craft beverage program will ensure its success. Loss Control Services can help you establish safety guidelines before an injury or loss occurs. Management’s concern and action in establishing safe work procedures increases the overall safety for your organization, along with involving all of your workers from every level. Consider […]

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The Importance of an Independent Insurance Agent

Contrary to popular belief, cutting out the middle-man is not always a good thing. In this day and age, there are many direct insurance companies who cut out the middle man and sell their services directly to you. These companies cut out the middle man and choose to cut out the insurance agent. The logic […]

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Essential Spring Gardening Tips

Spring is steadily approaching. Does your yard look the part? Plants are still in their hibernation period and have not yet begun to grow. Should you decide to wait until the perfect weather, you might find yourself in a losing battle against fully grown shrubs and grasses. It is way easier to do maintenance when […]

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Easter Recipes: Sweet-Hot Plum-Glazed Ham

Cook a delicious ham this Easter that’ll leave your family in awe. Ham is often seen as breakfast, or sandwich food, but when done and prepared properly it’s the perfect dish for dinner. Learn how to make a sweet-hot plum-glazed ham that will taste as good as it looks when you find the images on […]

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St. Patricks Day Safety

2 tips on how to stay safe this St. Patrick’s Day. St. Patrick’s Day is a great time to spend with your friends and family. But you should know that there is a dark side to St. Patrick’s Day that not even Darth Vader would wish upon his worst of enemies: drinking and driving. Use […]

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Commercial Insurance is More Important Than You Think

Protect what you created with commercial insurance. When you start a business, one of the more important investments you can make is acquiring commercial insurance. A good policy will protect your company from huge losses with regards to structure and finances. It can definitely be the difference between keeping your doors open, and shutting down […]

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Avoid These 3 Winter Home Hazards

Ice can take many forms in the winter which could be hazardous to you and your home. Winter puts a lot of stress on both your home’s interior and exterior. If your home is not prepared for the winter months, it could end up costing you more than a chilly night in your bed. Avoid […]

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Protecting Your Winery and Vineyard

Not insuring your winery business is as sour as your competitor’s wine. From the grapes that give that unique flavor to your wine, all the way down to your glasses that contain every molecule until it hits your customers’ tongues, protecting your winery is important. Blending the appropriate combinations of insurance to best fit the […]

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Put An Insurance Policy On It

For the sake of your love—and life—insure her ring! It may not sound romantic to put an insurance policy on an engagement ring, but it could end up saving your life. We’re not entirely sure if it’s metaphorical or literal, but women love their diamonds. Fellas, let’s say she drops her ring in a sewer […]

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Home Business Insurance Elmira, NY

Don’t leave your home-business in limbo when it comes to being insured. Many believe that homeowners insurance is enough if they find that they have their business located inside of their home. And depending on the size of your business, they may or may not be correct. If you have over $2,500 in equipment your […]

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How To: Protect Your Vacant Home

Taking steps to prepare your home will keep it protected while vacant. The freezing, New York winter is the best time to head to a warm, sandy beach for an extended vacation. If you are planning for your warm getaway, you will need to take the time to ensure your home stays safe while you […]

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This Guide Will Make Car Shopping Easy!

Car shopping doesn’t have to be difficult with this easy guide. If it is time for you to buy a new car, you may be having mixed feelings. While getting to enjoy a brand new car can be exciting, making sure you choose the right vehicle for your needs can be very stressful. Use this […]

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Bethany Bowes Earns Certified Risk Manager (CRM) Designation

[Elmira, NY – December 30, 2015]  Certified Risk Managers International recently conferred the designation of Certified Risk Manager (CRM) on a select number of individuals who completed the rigorous five-course program.  Bethany Bowes of Perry & Carroll, Inc. was one of this elite group of risk management professionals. Certified Risk Managers International is a nonprofit […]

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What You Need to Know About Dog Bite Liability

Not all home insurance policies will provide coverage for dog bite liability. If you got a new dog during the holidays, you are probably caught up in making sure your new pooch is potty trained and has all they need to feel loved. Before you start inviting all of your friends and family over to […]

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Have You Renewed Your Insurance Policies Yet?

Reviewing and renewing your insurance policies at the beginning of the year has many benefits. Do you know what your insurance policies are really covering? If you are like most people, you haven’t really given your policies a second look since you bought them. Taking the time to look at all of your policies early […]

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Do You Need Snowmobile Insurance this Winter?

Why you should think about getting snowmobile insurance before hitting the snow.  As the weather continues to cool off across New York, your fun might just be heating up! Specifically, if you own a snowmobile you’re probably getting antsy for another layer of fresh powder to plow through. Before you hit the snow, though, make […]

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Have You Thought About Insuring Holiday Gifts?

Make sure the holiday gifts you receive are protected with insurance! With the holiday season in full swing, you’re likely bringing gifts home.  As you make space for them in your house, it’s important that you think about protecting your new items. Here’s what you need to know about insuring holiday gifts. When you receive […]

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Home Safety During the Holidays

Keep your home, your family, and your gifts protected with these safety tips. While it may be the most wonderful time of the year, it’s also one of the riskiest! The number of home fires heat up (get it?) during this time of year and the holiday season is like, well, Christmas to thieves. Help […]

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Get Free Hockey Tickets through Our Giveaway!

Be a part of our giveaway to score free Elmira Jackals tickets! At Perry & Carroll, we’re big Elmira Jackals fans! We know that a lot of you are too, so we want to give you the chance to catch one of their games this season – for free!! That’s right, we’re giving away tickets. Even better, […]

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Health Insurance Deadlines You Need to Know

Mark your calendar for these health insurance deadlines. It’s not just the holiday season, it’s also health insurance season. Right now, we’re in open enrollment. That means that you can currently buy the health insurance coverage you need for 2016 – but you won’t be able to do so for long! Make sure you’re protected […]

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5 Wiring Hazards That Can Damage Your Property

Keeping your house and home safe! Electric power is one of the greatest inventions that supply us with light, entertainment, and a wealth of opportunities. This is all realized and appreciated when power outages and blackouts happen and we are left in the dark. Literally. If not properly handles, electrical power poses a threat to […]

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