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Winter Driving Safety Tips

The winter is here and the snows will soon follow; are you aware of these winter driving safety tips?  Buckle up and brace yourselves: Winter is coming. Winter and snowfall may be a visually stunning site, prime for any Natural Geographic documentary, but these conditions make the roads very dangerous. And if you are unaware […]

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How to Give Back to Your Community

This Thanksgiving, make sure you make the time to give back to the community which has given you so much. When you get into the Thanksgiving vibe, giving can seem second nature to you. Take this giving attitude and spread it to your community. A successful community is based on individuals that unite towards the […]

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Holiday Road Trip Tips

Holiday road trips can be stressful, but with the right planning, you can make them something to look forward to. The holidays are a time to spend time with our loved ones. It is a time in which we humble ourselves and give thanks for everything we have as privileged Americans. Holiday road trips can […]

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Notre Dame Turkey Day 5K

The city of Elmira will be hosting an excellent 5K marathon this Thanksgiving Day, be sure to mark it on your calendar. When: Thursday, November 24, 2016 Race Start Time: 9:00 am Location: Notre Dame High School 1400 Maple Ave. Elmira, New York 14904 The race will begin next to the tennis court parking lots. […]

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Why Cheap Coverage Is Rarely Best

Cheap auto insurance coverage can seem to be enough coverage, but you may come to realize that that’s rarely the case. “You get what you pay for.” This is a common saying relating the quality of something to its price. A high cost is generally associated with high quality, while the opposite is true of a low-cost […]

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Ways to Reduce Cyber Liability

All businesses are connected to the internet, which means that they are at risk of being hacked. Do you know how to reduce your cyber liability exposure? All businesses, small and large, need to know their risks in order to best prevent them. Many of these risks are physical like fires, floods, and burglary and […]

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How to Properly Secure Your Home

Your home should give you the peace of mind you deserve when it comes to your and your family’s safety, so it’s important to know how you can properly secure your home.  With the right home security tips, burglars won’t find your home an easy target anytime soon. Burglars are less likely to hone in […]

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The Dangers of Autumnal Driving

The autumn is a beautiful season, but it does not come without its own unique driving risks.  The fall is a time to wear comfortable sweaters, watch the leaves turn colors, and eat delicious apple pies. For drivers, the season brings no relief as even the wonderful fall comes with its own set of unique […]

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What to Do After a Car Accident

Car accidents a part of driving, but what do you do after you are involved in one? Here’s what to do after a car accident.  Humans are terrible drivers: we have terrible attention spans and awful reaction times, especially when travelling at highway speeds. These two defects are at the heart of nearly every accident […]

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Buying Auto Insurance for Your Teen Driver

Learn how you can save on auto insurance for your teen driver with these easy steps! Driving may be a rite of passage for teenagers, but for parents, it only increases your stress levels. Will they drive safely? Will other drivers be safe around them? All questions that you constantly repeat over and over in […]

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What Does Landlord Insurance Do?

Even if you are the most careful of landlords, there may still be scenarios in which landlord insurance may come in handy. According to a report, more than 500 people become a landlord in the U.S. every single day. If you decide to rent a home or apartment, you are likely a candidate for landlord insurance. […]

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How to Prevent Bicycle Theft

Bicycles are an expensive luxury that many of us can’t afford to replace, so how do we keep them from being stolen? Bikes make travelling easier and when you’re a kid, it’s one of the few ways that you can get around quickly without nagging your parents for a ride. They provide free rides to […]

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Pet Car Safety Tips You Need to Know

Pets depend entirely on us for their survival, so it’s up to us to keep them safe when they ride with us. For pet parents, a trip is no fun if the furry four-legged member of the family can’t come. But traveling in a car is always a risk, and now your furry family member […]

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Ways to Make Your Business “Green”

Making your business go Green may not only save you money, but it will also contribute to saving the planet.  Our irresponsibility since the start of the Industrial Era has put humanity in a bit of a rut: our world is getting warmer at a rate not seen since the extinction of the dinosaurs. Luckily, some […]

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Are Trampolines & Tree Houses Covered Under Your Insurance?

Trampolines and tree houses are a staple of outdoor entertainment in the American home, but are they covered by your homeowners insurance? Sure trampolines and tree houses are fun–what’s not to like about bouncing extra high a few feet above the ground or hanging out with your friends among the trees? But before you let the […]

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When It Comes to Auto Insurance, What Covers What?

Auto insurance can be a little confusing to comprehend, especially because of all the many terms that exist within it. A good running car has many components that must be in proper working condition for it to run well; otherwise, you’re just that person stalled on the side of the road with their blinkers on. An […]

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When Should Your Spouse Get Life Insurance?

Speaking to your spouse about death is a great way to bring down the mood of the entire room, but you need to do it. One of these days, Alice . . . Bang! Zoom! You’re going to get a life insurance policy! The Honeymooners aside, death is a very serious issue and grief may […]

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Is Distracted Driving Even All That Dangerous?

The dangers of distracted driving all stem from our inability to process information at high speeds. Highway safety experts blame inattentive/distracted drivers for 80 percent of all car accidents. So with just a few seconds of additional awareness on the road, we have the potential to eliminate 80 percent of all crashes! A few seconds […]

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Should You Insure Your Vacant Home?

In today’s real estate market, sellers are often left no choice but to move and leave their properties vacant until it sells. A vacant home is an attractive nuisance that appeals to vandals and thieves. Vacant homes present numerous liability issues that an inhabited home does not. Kids climbing over dilapidated fences only spells danger […]

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First-Time Homebuyer Tips: Homeowners Insurance

Purchasing a new home can be a real rodeo. Don’t let homeowners insurance add on to that stress. When you’re in the process of purchasing your first home, your attention can easily be diverted into hundreds of different aspects of the home buying experience. It’s easy to see how you would place little—or any at […]

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How One Infraction Can Total Your Auto Insurance

Traffic violations, even minor ones, can increase the monthly premium of your auto insurance. In the eyes of your insurance company, there is no such thing as a minor traffic ticket. Auto insurance isn’t the most expensive item in your monthly budget, but it is also not money you have lying around every month. It […]

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Safe Dog Driving Tips

Safe dog driving tips are not tips on how to make your dog a better driver, they’re to keep them safe while they ride with you! Sensible drivers buckle up before they hit the road, but the majority of people’s dogs are without seatbelt and are sticking their heads out of the window, which is […]

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Camping Health and Safety Tips

Before you go camping this summer, you should know how you can keep your family and the wilderness safe. Camping is a fun way to get family and friends together to enjoy the outdoors. In order to stay as safe as possible as you venture into the wild, you should plan ahead. Follow these safety […]

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How to Ensure Safe and Fun Outdoor Activities for Kids

Children having fun is an important part of their development, but making sure they stay safe assures they have time develop. When you are planning fun days for your kids it’s important not to lose sight of the “fun”damental needs of your children. As planning evolves, don’t hesitate to run ideas by your risk management […]

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