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What to Inspect When You Own or Want to Buy a Boat

Before you spend tens of thousands on a boat, make sure that you know the boat will serve you honestly and work well.  There is nothing quite like sailing in the open water: the breeze in your hair, the soothing motion of the waves, and the certain aroma that both fresh and salt water give […]

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How to Protect Your Home from Toxic Mold & Mildew

Mold and mildew not only look bad, but they can be the cause of serious health issues if inhaled or digested.  There are more than 100,000 species of mold across the world, and while they may be essential in nature, they can be the cause of serious health ailments if they find a home in […]

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How to Prepare Your Home for Spring

Seasons change and with those changes, we must make the necessary preparations in order for our homes to stand a chance against a changing environment.  After a rather long and tough winter, the spring has finally come to relieve the cold and give us a bit of warmth. Here are a few tips on how […]

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How to Reduce Your Risk of Car Collision: Tips for Bikers

Riding a motorcycle offers a certain freedom that is not found behind the wheel of a car, but it can also be extremely dangerous to ride. Motorcyclists know there is a difference in driving a car and riding a motorcycle. There is a certain freedom that cannot be duplicated nor experienced from behind the wheel […]

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Q&A: Snowmobile Insurance

Snowmobile insurance can be a confusing policy to many people, so we are here to answer the most common snowmobile insurance questions you may have.  Q: Is snowmobile insurance legally required? A: The most common question for almost all insurance policies. Depending on which state you live, snowmobile insurance may not be required. In New […]

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How to Safely Shovel Snow

Shoveling snow is one past-time that many of us dread to do, but it must be done in order to clear a path for ourselves, guests, and cars.  During the holidays, we are all happy to sing Christmas classics like “Let it Snow, Let it Snow, Let it Snow” that is, until it actually starts […]

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How to Check Your Tire Tread

Tires are the things upon which you rely to keep your car under your control, so it is important that the tire tread be up to regulation.  For every one out of 11 traffic accidents, it is thought that the tires are one of the factors that led to that accident. Under inflation, blowouts, tread […]

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Identify and Remove an Ice Dam

Ice dams may sound like a cool phenomenon, but they can damage your home. Do you know how to identify and remove an ice dam? There may be times when even your best efforts to prevent an ice dam may fall short. Knowing what an ice dam is, how to spot one, and how to […]

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Social Engineering Endorsements That Protect Clients

In recent years, hackers and cyber-thieves have developed new ways to acquire sensitive bank accounts information.  Early phishing scams were fairly easy to spot: a request from a Nigerian prince or a fake link to your bank’s customer service center where you would be required to input your information. Now they have gotten a lot […]

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Business Interruption Insurance: Cover Your Losses

Can your small business withstand weeks or even months without revenue? If not, business interruption insurance can be your hero.  Your typical property insurance policy will cover physical damages and losses done to your property if a covered incident occurs like a fire, theft, windstorms, and other such events. But what about the losses that […]

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Does Home Insurance Cover Trees?

There seems to be much confusion about homeowners insurance and their coverage over trees? So does it cover damage caused by a fallen tree? If a tree falls in the middle of suburbia and no one is around to hear it, does it make a noise? But more importantly, does your homeowners insurance cover it? […]

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How to Insure a Leased Car

If you lease a car what insurance do you have to get and how do you insure it? There are now a good amount of people who are choosing to lease their cars rather than buy them. The dealer from which you lease “your” vehicle will require you to purchase comprehensive and collision insurance. Moreover, […]

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Insurance Resolutions for 2017

You may be thinking about your New Year’s resolutions, but why not make some you can actually keep throughout the year? The most popular New Year’s resolutions are hitting the gym and going on a diet. Both of these require an intense amount of dedication and tenacity, which is probably why these two resolutions are not […]

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Apps to Help Your Teen Driver

Your teenager is finally learning to spread their own wings and get a new sense of freedom, and driving only adds to that sense. Receiving their driver’s license is almost like a rite of passage for all teenagers. It brings along new freedoms, but with those freedoms comes great responsibility. While you may trust your […]

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Insurance for Your Company Holiday Party

The holidays are right around the corner but before you get ready for your company holiday party, there are some things you need to know and do.  The holidays are a fine and festive time for many people across the nation. While it is good to have fun during these holidays, it’s also important that […]

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Winter Driving Safety Tips

The winter is here and the snows will soon follow; are you aware of these winter driving safety tips?  Buckle up and brace yourselves: Winter is coming. Winter and snowfall may be a visually stunning site, prime for any Natural Geographic documentary, but these conditions make the roads very dangerous. And if you are unaware […]

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How to Give Back to Your Community

This Thanksgiving, make sure you make the time to give back to the community which has given you so much. When you get into the Thanksgiving vibe, giving can seem second nature to you. Take this giving attitude and spread it to your community. A successful community is based on individuals that unite towards the […]

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Holiday Road Trip Tips

Holiday road trips can be stressful, but with the right planning, you can make them something to look forward to. The holidays are a time to spend time with our loved ones. It is a time in which we humble ourselves and give thanks for everything we have as privileged Americans. Holiday road trips can […]

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Notre Dame Turkey Day 5K

The city of Elmira will be hosting an excellent 5K marathon this Thanksgiving Day, be sure to mark it on your calendar. When: Thursday, November 24, 2016 Race Start Time: 9:00 am Location: Notre Dame High School 1400 Maple Ave. Elmira, New York 14904 The race will begin next to the tennis court parking lots. […]

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Why Cheap Coverage Is Rarely Best

Cheap auto insurance coverage can seem to be enough coverage, but you may come to realize that that’s rarely the case. “You get what you pay for.” This is a common saying relating the quality of something to its price. A high cost is generally associated with high quality, while the opposite is true of a low-cost […]

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Ways to Reduce Cyber Liability

All businesses are connected to the internet, which means that they are at risk of being hacked. Do you know how to reduce your cyber liability exposure? All businesses, small and large, need to know their risks in order to best prevent them. Many of these risks are physical like fires, floods, and burglary and […]

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How to Properly Secure Your Home

Your home should give you the peace of mind you deserve when it comes to your and your family’s safety, so it’s important to know how you can properly secure your home.  With the right home security tips, burglars won’t find your home an easy target anytime soon. Burglars are less likely to hone in […]

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The Dangers of Autumnal Driving

The autumn is a beautiful season, but it does not come without its own unique driving risks.  The fall is a time to wear comfortable sweaters, watch the leaves turn colors, and eat delicious apple pies. For drivers, the season brings no relief as even the wonderful fall comes with its own set of unique […]

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What to Do After a Car Accident

Car accidents a part of driving, but what do you do after you are involved in one? Here’s what to do after a car accident.  Humans are terrible drivers: we have terrible attention spans and awful reaction times, especially when travelling at highway speeds. These two defects are at the heart of nearly every accident […]

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Buying Auto Insurance for Your Teen Driver

Learn how you can save on auto insurance for your teen driver with these easy steps! Driving may be a rite of passage for teenagers, but for parents, it only increases your stress levels. Will they drive safely? Will other drivers be safe around them? All questions that you constantly repeat over and over in […]

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