News

The Benefits of Using an Independent Agent for Health Insurance

Tailor your health insurance policy with the help of an independent agent. Everyone’s needs, health, and lifestyle are different. For this reason, buying a health insurance policy that’s designed to cover some of your needs could be a mistake. Fortunately, enlisting the help of an independent agent can help you get your health insurance policy […]

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Top Questions to Ask Your Agent When Looking for Home Insurance

Don’t forget to ask these questions when shopping for your homeowners insurance. You wouldn’t go into many purchases without doing your research. The same applies for insurance, too. Being an informed customer helps you to know what homeowners insurance is best for your property and needs. Homeowners should also ask a series of questions before […]

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How to Secure Trampolines and Patio Furniture in Your Yard

Trampolines and patio furniture are all fun and games until the winds pick up. Part of making the most of the spring and summer months means getting outside and enjoying the sunshine. However, as you know, the New York weather can be temperamental. If winds start to pick up in your area, you will need […]

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Will Customizing My Car Impact my Auto Insurance Premium?

You may have turned your car from a zero to hero, but you may have incidentally turned your auto insurance from inexpensive to expensive.  Did you make your car go from a standard common sedan to one that could potentially land a spot in the latest Fast and Furious movie? If so, we want to congratulate you […]

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Spring Break Road Trip Tips to Keep You Safe

Spring break is right around the corner, which means that many of us will be packing our cars and heading out for a fun road trip with friends and family.  A spring break road trip is the perfect time to get to know the many landscapes of our country. The lush forests of the east, […]

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Does Your Property Need an Energy Audit?

Going green is something that many companies are doing as a way to help the planet, but can an energy audit really help save your small business money? The planet is changing. Many people say it’s difficult to justify the renewing, reducing, and recycling without evidence of the return on investment. While money is certainly […]

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How to Reduce the Risks to Your Commercial Vehicles

If you can learn to reduce the risk to your business vehicles, you can avoid making claims to keep your insurance premium nice and low.  It doesn’t matter if you drive your personal vehicle down the street for business meetings or if one of your many commercial vehicles needs to transport something from coast to […]

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What to Inspect When You Own or Want to Buy a Boat

Before you spend tens of thousands on a boat, make sure that you know the boat will serve you honestly and work well.  There is nothing quite like sailing in the open water: the breeze in your hair, the soothing motion of the waves, and the certain aroma that both fresh and salt water give […]

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How to Protect Your Home from Toxic Mold & Mildew

Mold and mildew not only look bad, but they can be the cause of serious health issues if inhaled or digested.  There are more than 100,000 species of mold across the world, and while they may be essential in nature, they can be the cause of serious health ailments if they find a home in […]

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How to Prepare Your Home for Spring

Seasons change and with those changes, we must make the necessary preparations in order for our homes to stand a chance against a changing environment.  After a rather long and tough winter, the spring has finally come to relieve the cold and give us a bit of warmth. Here are a few tips on how […]

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How to Reduce Your Risk of Car Collision: Tips for Bikers

Riding a motorcycle offers a certain freedom that is not found behind the wheel of a car, but it can also be extremely dangerous to ride. Motorcyclists know there is a difference in driving a car and riding a motorcycle. There is a certain freedom that cannot be duplicated nor experienced from behind the wheel […]

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Q&A: Snowmobile Insurance

Snowmobile insurance can be a confusing policy to many people, so we are here to answer the most common snowmobile insurance questions you may have.  Q: Is snowmobile insurance legally required? A: The most common question for almost all insurance policies. Depending on which state you live, snowmobile insurance may not be required. In New […]

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How to Safely Shovel Snow

Shoveling snow is one past-time that many of us dread to do, but it must be done in order to clear a path for ourselves, guests, and cars.  During the holidays, we are all happy to sing Christmas classics like “Let it Snow, Let it Snow, Let it Snow” that is, until it actually starts […]

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How to Check Your Tire Tread

Tires are the things upon which you rely to keep your car under your control, so it is important that the tire tread be up to regulation.  For every one out of 11 traffic accidents, it is thought that the tires are one of the factors that led to that accident. Under inflation, blowouts, tread […]

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Identify and Remove an Ice Dam

Ice dams may sound like a cool phenomenon, but they can damage your home. Do you know how to identify and remove an ice dam? There may be times when even your best efforts to prevent an ice dam may fall short. Knowing what an ice dam is, how to spot one, and how to […]

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Social Engineering Endorsements That Protect Clients

In recent years, hackers and cyber-thieves have developed new ways to acquire sensitive bank accounts information.  Early phishing scams were fairly easy to spot: a request from a Nigerian prince or a fake link to your bank’s customer service center where you would be required to input your information. Now they have gotten a lot […]

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Business Interruption Insurance: Cover Your Losses

Can your small business withstand weeks or even months without revenue? If not, business interruption insurance can be your hero.  Your typical property insurance policy will cover physical damages and losses done to your property if a covered incident occurs like a fire, theft, windstorms, and other such events. But what about the losses that […]

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Does Home Insurance Cover Trees?

There seems to be much confusion about homeowners insurance and their coverage over trees? So does it cover damage caused by a fallen tree? If a tree falls in the middle of suburbia and no one is around to hear it, does it make a noise? But more importantly, does your homeowners insurance cover it? […]

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How to Insure a Leased Car

If you lease a car what insurance do you have to get and how do you insure it? There are now a good amount of people who are choosing to lease their cars rather than buy them. The dealer from which you lease “your” vehicle will require you to purchase comprehensive and collision insurance. Moreover, […]

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Insurance Resolutions for 2017

You may be thinking about your New Year’s resolutions, but why not make some you can actually keep throughout the year? The most popular New Year’s resolutions are hitting the gym and going on a diet. Both of these require an intense amount of dedication and tenacity, which is probably why these two resolutions are not […]

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Apps to Help Your Teen Driver

Your teenager is finally learning to spread their own wings and get a new sense of freedom, and driving only adds to that sense. Receiving their driver’s license is almost like a rite of passage for all teenagers. It brings along new freedoms, but with those freedoms comes great responsibility. While you may trust your […]

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Insurance for Your Company Holiday Party

The holidays are right around the corner but before you get ready for your company holiday party, there are some things you need to know and do.  The holidays are a fine and festive time for many people across the nation. While it is good to have fun during these holidays, it’s also important that […]

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Winter Driving Safety Tips

The winter is here and the snows will soon follow; are you aware of these winter driving safety tips?  Buckle up and brace yourselves: Winter is coming. Winter and snowfall may be a visually stunning site, prime for any Natural Geographic documentary, but these conditions make the roads very dangerous. And if you are unaware […]

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How to Give Back to Your Community

This Thanksgiving, make sure you make the time to give back to the community which has given you so much. When you get into the Thanksgiving vibe, giving can seem second nature to you. Take this giving attitude and spread it to your community. A successful community is based on individuals that unite towards the […]

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Holiday Road Trip Tips

Holiday road trips can be stressful, but with the right planning, you can make them something to look forward to. The holidays are a time to spend time with our loved ones. It is a time in which we humble ourselves and give thanks for everything we have as privileged Americans. Holiday road trips can […]

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