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Protecting Your Home While You’re on Vacation

Secure your home while you head out on vacation.   Ah, summer. Now that the weather is sunny in New York, many of us are looking forward to our summer vacations. However, many of us forget to adequately protect our homes while we head across the state or abroad. To help you get started and […]

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What Millennials Should Know About Life Insurance

How life insurance can help millennials with financial planning.   Among millennials, there’s a common misconception that they don’t need life insurance coverage. Little do they know, life insurance is an essential part of financial planning. Not only does it help to protect loved ones from financial strain when you have passed, but it helps […]

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4 Questions to Ask Before Buying Boat Insurance

What you should know before purchasing boat coverage. If being on the water floats your boat, then you might be someone who owns a boat, motor, engine, and associated equipment. While boat insurance isn’t required in New York, it is a good idea to get insurance for your personal watercraft. A large percentage of boat owners in New York […]

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Be Prepared for National Motorcycle Safety Awareness Month!

May is Motorcycle Safety Awareness Month! As the weather warms, more and more drivers are beginning to dust off their motorcycles and hit the road. To prepare for this transition, the month of May has been proclaimed Motorcycle Safety Awareness Month. This national initiative encourages motorcyclists and the rest of the motoring public to safely […]

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Tips to Keep Your RV in Top Condition for Summer Road Trips!

Prepare your RV for the summer ahead with these tips! Finally, the weather is getting warmer, and that means recreational vehicle owners are planning their spring and summer journeys. If you have an RV, you’ll get to enjoy the experience of the open road ahead and getting to sleep wherever you want along the road […]

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Do Small Businesses Need Umbrella Insurance?

Is it worth small businesses getting umbrella insurance?  When it comes to commercial insurance, small business owners do not have enough protection to protect themselves from liability. You may think that you have the right coverage in place for your small business’s needs, but accidents happen. One sizable lawsuit or disaster can be all it […]

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How to Be Kind to the Planet

Habits that can help the earth. As Chief Seattle once famously said, “The earth does not belong to us. We belong to the earth.” The only reason we are allowed to be here is because of this planet. Unfortunately, the human race hasn’t always been kind to Mother Earth. We use fossil fuel resources, release […]

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Do You Need Rental Car Insurance?

Rental car insurance coverage explained. If you have ever rented a vehicle, odds are the person behind the counter has asked you whether you would like their company’s rental car insurance. After hearing the salesperson’s explanation, it may sound like a good idea to purchase their supplemental rental car insurance. The rental company’s extra coverage […]

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Figures Important to Your Homeowners Insurance

Numbers to consider when securing home insurance. Although homeowners insurance is essential to protect your most valuable asset, the numbers involved can be confusing. When shopping for a policy, it’s easy to get overwhelmed by the jargon and simply choose one based on the price alone. However, this approach doesn’t take into account the other […]

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Does Your Small Business Need Cyber Insurance?

How your business can benefit from a cyber liability insurance policy. Cyber liability is a hot topic, with large amounts of cyber attacks making the news. With more and more businesses waking up to the daunting reality of cybercrime, cyber insurance is becoming a must-have insurance policy. So, does your company need cyber insurance? Businesses […]

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March is Asset Management Month: Why You Need Life Insurance

Here is how life insurance can protect your assets.  Since March is Asset Management Month, many individuals and families are looking into how they can better protect their assets. When you’re thinking of the future – perhaps buying a home or having children – you might find yourself pondering whether it’s the right time to […]

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How to Get Your Motorcycle Ready for Riding Season

Ensure your warm-weather ride is ready for spring cruising.  Now that there are brighter days and warmer temperatures, many riders are looking to get their bikes out of storage. While your motorbike is perfectly content sitting in hibernation, now is the time when you should start to think about getting it ready for spring. While […]

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Avoid Home Insurance Claims with Spring Cleaning!

Spring cleaning is a great way to freshen up the house and shake off those winter blues. After winter, many homeowners are excited with the prospect of spring. The warmer, lighter, and brighter days are almost on the horizon! As we all know, with spring comes spring cleaning. In addition to making the house feel […]

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How to Prepare Your Business for the Most Common Types of Insurance Claims

Secure reliable business insurance to protect against common claims. As a small business owner, you’ve likely heard that business insurance is important. However, most business owners fall into the trap of believing that insurance is only for extraordinary events. Unfortunately, workplace losses occur much more frequently than business owners anticipate. To help you secure the […]

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Do You Need Employers Liability Insurance?

How employer’s liability insurance protects your business. Employer’s Liability insurance is one part of a Workers’ Compensation insurance policy. The two work together to provide an umbrella of coverage that protects a business against liabilities arising from injuries or death of an employee. Together, they are critical to a business that could suffer severe financial […]

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Tips on How to Safely Share the Road with Pedestrians

What drivers should do to keep pedestrians safe.   As good drivers, we know exactly how to interact with other cars on the road, from stopping at stop signs to politely merging on freeways. What many drivers are far less versed in is safe interaction with pedestrians. Whether or not you like it, all of […]

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Do You Have Gaps in Your Homeowners Insurance?

Here’s how to know if you have protective homeowners insurance. Despite the fact that a person’s home is likely their most valuable investment, homeowners insurance is highly undervalued. As consumers, we get taken up in nickel and diming our auto insurance policies and paying close attention to what is and what isn’t included. Meanwhile, we […]

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How to Maintain Your Water Heater

Draining Your Water Heater You may not realize how often you use your home’s water heater – but that changes the moment it breaks. To help it run worry-free and even extend its life, check out these water heater maintenance tips. Drain Your Water Heater Always read over your owner’s manual before draining your water […]

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Easy Ways to Prevent Frozen Pipes

Prevent Your Home’s Pipes from Freezing The winter is well and truly here, meaning that temperatures are continuing to drop. As the mercury drops, we need to prepare our homes for the inevitable. Frozen water pipes are a primary fear for homeowners in the winter, and for good reason – it’s estimated that pipes freeze […]

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Top Reasons to Make a Will

Benefits of Writing a Will Having a will is arguably one of the most important things you can do for yourself and your family. Not only can a will legally protect your spouse, children, and assets, but it can also spell out exactly how you like things handled after you pass on. While it’s a […]

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What Does My Business Owner’s Policy Actually Cover?

Determine what your Business Owner’s Policy (BOP) covers. A Business Owner’s Policy (BOP) is a convenient package that combines General Liability with coverage for your business property, inventory, and your building (if you own it). In addition, it can also cover the property of others that is in your care, custody or control. In essence, […]

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Top Practices to De-Ice Your Sidewalk

Don’t let winter ice send you slipping and sliding down your sidewalk.   The season of ice and snow is upon us, and in New York, sometimes there is no escaping the black ice and slippery snow. These two weather conditions can wreak havoc for any homeowner or business. Whether you’re hosting friends, family, or […]

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How to Winterize Your Home While You’re on Vacation

Safeguard your property while you’re out of town. Are you heading to a warmer climate this winter? Whether you’re heading to the beach house for the end of the year or hitting the slopes, there are a few precautions to take to protect your home while you’re away. Clean the fridge. Even if you’re heading […]

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Preparing Your Snowmobile for the Winter Season

Here’s how to get your snowmobile ready for the upcoming season. When the weather outside is frightful, it’s playtime for snowmobile enthusiasts. Before you head out on the fresh, white snow, take the time to ready your vehicle. With a little maintenance and some winter prep, you’ll be blasting trails and cruising tours like no […]

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Is Your Small Business Prepared for a Winter Storm?

Storm preparedness tips for your small business.   As Game of Thrones always reminds us, ‘winter is coming.’ Thursday, December 21st will mark the start of winter, and now is the time to ensure that your business is ready for what is to come. Winter storms can impact any business, large and small, but there […]

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