How to Be Kind to the Planet
Habits that can help the earth. As Chief Seattle once famously said, “The earth does not belong to us. We belong to the earth.” The only reason we are allowed to be here is because of this planet. Unfortunately, the human race hasn’t always been kind to Mother Earth. We use fossil fuel resources, release […]
Read MoreDo You Need Rental Car Insurance?
Rental car insurance coverage explained. If you have ever rented a vehicle, odds are the person behind the counter has asked you whether you would like their company’s rental car insurance. After hearing the salesperson’s explanation, it may sound like a good idea to purchase their supplemental rental car insurance. The rental company’s extra coverage […]
Read MoreFigures Important to Your Homeowners Insurance
Numbers to consider when securing home insurance. Although homeowners insurance is essential to protect your most valuable asset, the numbers involved can be confusing. When shopping for a policy, it’s easy to get overwhelmed by the jargon and simply choose one based on the price alone. However, this approach doesn’t take into account the other […]
Read MoreDoes Your Small Business Need Cyber Insurance?
How your business can benefit from a cyber liability insurance policy. Cyber liability is a hot topic, with large amounts of cyber attacks making the news. With more and more businesses waking up to the daunting reality of cybercrime, cyber insurance is becoming a must-have insurance policy. So, does your company need cyber insurance? Businesses […]
Read MoreMarch is Asset Management Month: Why You Need Life Insurance
Here is how life insurance can protect your assets. Since March is Asset Management Month, many individuals and families are looking into how they can better protect their assets. When you’re thinking of the future – perhaps buying a home or having children – you might find yourself pondering whether it’s the right time to […]
Read MoreHow to Get Your Motorcycle Ready for Riding Season
Ensure your warm-weather ride is ready for spring cruising. Now that there are brighter days and warmer temperatures, many riders are looking to get their bikes out of storage. While your motorbike is perfectly content sitting in hibernation, now is the time when you should start to think about getting it ready for spring. While […]
Read MoreAvoid Home Insurance Claims with Spring Cleaning!
Spring cleaning is a great way to freshen up the house and shake off those winter blues. After winter, many homeowners are excited with the prospect of spring. The warmer, lighter, and brighter days are almost on the horizon! As we all know, with spring comes spring cleaning. In addition to making the house feel […]
Read MoreHow to Prepare Your Business for the Most Common Types of Insurance Claims
Secure reliable business insurance to protect against common claims. As a small business owner, you’ve likely heard that business insurance is important. However, most business owners fall into the trap of believing that insurance is only for extraordinary events. Unfortunately, workplace losses occur much more frequently than business owners anticipate. To help you secure the […]
Read MoreDo You Need Employers Liability Insurance?
How employer’s liability insurance protects your business. Employer’s Liability insurance is one part of a Workers’ Compensation insurance policy. The two work together to provide an umbrella of coverage that protects a business against liabilities arising from injuries or death of an employee. Together, they are critical to a business that could suffer severe financial […]
Read MoreTips on How to Safely Share the Road with Pedestrians
What drivers should do to keep pedestrians safe. As good drivers, we know exactly how to interact with other cars on the road, from stopping at stop signs to politely merging on freeways. What many drivers are far less versed in is safe interaction with pedestrians. Whether or not you like it, all of […]
Read MoreDo You Have Gaps in Your Homeowners Insurance?
Here’s how to know if you have protective homeowners insurance. Despite the fact that a person’s home is likely their most valuable investment, homeowners insurance is highly undervalued. As consumers, we get taken up in nickel and diming our auto insurance policies and paying close attention to what is and what isn’t included. Meanwhile, we […]
Read MoreHow to Maintain Your Water Heater
Draining Your Water Heater You may not realize how often you use your home’s water heater – but that changes the moment it breaks. To help it run worry-free and even extend its life, check out these water heater maintenance tips. Drain Your Water Heater Always read over your owner’s manual before draining your water […]
Read MoreEasy Ways to Prevent Frozen Pipes
Prevent Your Home’s Pipes from Freezing The winter is well and truly here, meaning that temperatures are continuing to drop. As the mercury drops, we need to prepare our homes for the inevitable. Frozen water pipes are a primary fear for homeowners in the winter, and for good reason – it’s estimated that pipes freeze […]
Read MoreTop Reasons to Make a Will
Benefits of Writing a Will Having a will is arguably one of the most important things you can do for yourself and your family. Not only can a will legally protect your spouse, children, and assets, but it can also spell out exactly how you like things handled after you pass on. While it’s a […]
Read MoreWhat Does My Business Owner’s Policy Actually Cover?
Determine what your Business Owner’s Policy (BOP) covers. A Business Owner’s Policy (BOP) is a convenient package that combines General Liability with coverage for your business property, inventory, and your building (if you own it). In addition, it can also cover the property of others that is in your care, custody or control. In essence, […]
Read MoreTop Practices to De-Ice Your Sidewalk
Don’t let winter ice send you slipping and sliding down your sidewalk. The season of ice and snow is upon us, and in New York, sometimes there is no escaping the black ice and slippery snow. These two weather conditions can wreak havoc for any homeowner or business. Whether you’re hosting friends, family, or […]
Read MoreHow to Winterize Your Home While You’re on Vacation
Safeguard your property while you’re out of town. Are you heading to a warmer climate this winter? Whether you’re heading to the beach house for the end of the year or hitting the slopes, there are a few precautions to take to protect your home while you’re away. Clean the fridge. Even if you’re heading […]
Read MorePreparing Your Snowmobile for the Winter Season
Here’s how to get your snowmobile ready for the upcoming season. When the weather outside is frightful, it’s playtime for snowmobile enthusiasts. Before you head out on the fresh, white snow, take the time to ready your vehicle. With a little maintenance and some winter prep, you’ll be blasting trails and cruising tours like no […]
Read MoreIs Your Small Business Prepared for a Winter Storm?
Storm preparedness tips for your small business. As Game of Thrones always reminds us, ‘winter is coming.’ Thursday, December 21st will mark the start of winter, and now is the time to ensure that your business is ready for what is to come. Winter storms can impact any business, large and small, but there […]
Read MoreWhat You Should Know About Employee Fraud
Hoping you hired the right team isn’t enough – tackle employee fraud before it starts. No business owners want to believe that they are ever at risk of employee fraud. Each owner would like to think that they treat their team well and that no member would ever think about committing fraud. Unfortunately, this isn’t […]
Read MoreParticipate in Small Business Saturday!
Shop small this Small Business Saturday. We all know that Black Friday is one of the biggest days of the year for big box stores, and many of us sacrifice our Thanksgiving hours to stand in line for good deals on products. What about the brick and mortar shop down the street, though? While many […]
Read MoreChallenging Skills You Should Teach Your Teen Driver
Help to boost your teen’s confidence on the roads. It’s only natural for parents to be a little anxious when their teen gets behind the wheel. After all, we know the risks and the dangers, but to them, it’s freedom and excitement. Instead of teaching your teen the basics and hope that they pick up […]
Read MoreMake Sure Your Home is Safe from Carbon Monoxide
CO poisoning is a real threat – Ensure your home stays free from it! Now that winter is almost here, we are staying indoors more. While we often think of a home as safer than facing the harsh New York elements, what many of us don’t realize is that our home could be harboring a […]
Read MoreTransferring a Deed? Don’t Forget Homeowners Insurance, Too!
Understanding how to keep your insurance in line with the transfer of a deed. Many people have questions about the legal effects of transferring their residential real estate to an adult child. There can be some benefits to doing this, but it is important to understand the potential disadvantages before you proceed. There are basically […]
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