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Tips for Making Driving at Night Easier and Safer

Tips to help make your night drive easier. Now that fall is upon us, the nights are drawing in and we’re driving home from work in the dark. When it’s dark, our peripheral vision decreases, depth perception alters, and even familiar roads can appear to be different. In addition to winter weather, such as rain […]

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Common Causes of Electrical Fires in the Home

Electrical fires causes and prevention tips. Across the nation, home electrical fires account for an estimated 51,000 fires each year, nearly 500 deaths, and over $1.3 billion in property damage. Because of modern-day technology, electronics surround our everyday needs and are now fully ingrained in our lives, whether it is at home or in the […]

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Should Newlyweds Combine Auto Insurance Policies?

Marriage and car insurance: should you combine policies? So you’ve just tied the knot (congratulations!), and while insurance may be the last thing on your mind, it is well worth adding to your to-do list. Now that you’re married, you and your spouse could combine your auto insurance to save money and streamline your policies. […]

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Tree Maintenance Tips You Should Know

Take care of the trees on your property with these tips. The trees in your yard can enhance your property, provide ample shade, and offer abundant environmental benefits. However, trees can also pose a safety hazard to your family and home if they are not properly cared for. To prevent accidents, check out these tree […]

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Do I Have Enough Auto Insurance?

How to know if you have enough auto insurance coverage. It can seem tempting to opt for minimum auto insurance coverage in order to keep your monthly premiums low. You know you need car insurance in New York, but why pay for something you don’t need when you’re a safe driver? This is a common […]

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Defensive Driving Skills You Should Know

Top defensive driving strategies to use.   Whether you’re traveling to the local grocery store to taking a cross-country road trip, staying safe on the road is a challenge. Although you can’t control how others drive, you can control how you drive. Part of staying safe as a motorist has everything to do with safe […]

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How to Drive Safely Through Construction Zones

Keep these tips in mind when driving through construction. Even though summer feels as though it’s coming to a close, road construction continues throughout New York and across the nation. The orange cones and warning signs seem like they’re everywhere this time of year, and it’s easy for motorists to become frustrated with traffic delays, […]

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What Insurance Does Your College Student Need?

Consider these insurance policies for your college kid. Back-to-school season is upon us! Parents are busy stocking up on college essentials for their kids, from textbooks to dorm room furniture. Even as a prepared parent, you may be forgetting about an important item to review that isn’t included on any checklist: insurance. Consider these insurance […]

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What Kind of Insurance Do You Need for a Second Home?

Coverage for your second home.   Buying a second home, whether it’s a vacation getaway or a rental endeavor, is a lot like purchasing a primary residence. You’ll need to make sure that your new property has the right amount of insurance protection in place in case disaster strikes. You may see your second home […]

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Hosting an Event? Know These Liability Risks

What to know when property when hosting an event on your property. Summertime often opens up a whole host of unique opportunities for us in New York. The better weather means that many of us will host a backyard BBQ, a graduation party, or even a yard sale. While these seemingly harmless events are meant […]

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The Liability Risks of Attractive Nuisances

What you need to know about liability risks on your property.  Do you have an attractive nuisance on your property? Anything that is both attractive and dangerous to young, curious children can be considered an attractive nuisance, making you liable in the event that these elements cause an accident. Homeowners should be aware of a […]

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Safety and Insurance Tips for Boat Owners

Sail off safely with these tips in hand. Summer is officially here, meaning that many boaters in New York are getting ready for a season of sailing. If you are one of them, be sure that you are well prepared! Check out these safety tips before you set off.  Prepare the boat. Before you even […]

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Things to Do When Getting New Business Insurance

How to handle securing the right commercial insurance policies for your new company. One of the most common mistakes startup business owners make is failing to buy adequate insurance for their businesses. Of course, it’s an easy error to make – you may think that your new business has few to no risks of suffering […]

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What to Do When Involved in a Hit-and-Run Accident

How to handle the situation of getting involved in a hit-and-run accident. Whether you sensed it coming or it took you by surprise, being the victim of a hit-and-run accident is no walk in the park. Such an incident can leave you feeling physically and mentally debilitated. If the driver that hit you speeds off, […]

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Protecting Your Home While You’re on Vacation

Secure your home while you head out on vacation.   Ah, summer. Now that the weather is sunny in New York, many of us are looking forward to our summer vacations. However, many of us forget to adequately protect our homes while we head across the state or abroad. To help you get started and […]

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What Millennials Should Know About Life Insurance

How life insurance can help millennials with financial planning.   Among millennials, there’s a common misconception that they don’t need life insurance coverage. Little do they know, life insurance is an essential part of financial planning. Not only does it help to protect loved ones from financial strain when you have passed, but it helps […]

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4 Questions to Ask Before Buying Boat Insurance

What you should know before purchasing boat coverage. If being on the water floats your boat, then you might be someone who owns a boat, motor, engine, and associated equipment. While boat insurance isn’t required in New York, it is a good idea to get insurance for your personal watercraft. A large percentage of boat owners in New York […]

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Be Prepared for National Motorcycle Safety Awareness Month!

May is Motorcycle Safety Awareness Month! As the weather warms, more and more drivers are beginning to dust off their motorcycles and hit the road. To prepare for this transition, the month of May has been proclaimed Motorcycle Safety Awareness Month. This national initiative encourages motorcyclists and the rest of the motoring public to safely […]

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Tips to Keep Your RV in Top Condition for Summer Road Trips!

Prepare your RV for the summer ahead with these tips! Finally, the weather is getting warmer, and that means recreational vehicle owners are planning their spring and summer journeys. If you have an RV, you’ll get to enjoy the experience of the open road ahead and getting to sleep wherever you want along the road […]

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Do Small Businesses Need Umbrella Insurance?

Is it worth small businesses getting umbrella insurance?  When it comes to commercial insurance, small business owners do not have enough protection to protect themselves from liability. You may think that you have the right coverage in place for your small business’s needs, but accidents happen. One sizable lawsuit or disaster can be all it […]

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How to Be Kind to the Planet

Habits that can help the earth. As Chief Seattle once famously said, “The earth does not belong to us. We belong to the earth.” The only reason we are allowed to be here is because of this planet. Unfortunately, the human race hasn’t always been kind to Mother Earth. We use fossil fuel resources, release […]

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Do You Need Rental Car Insurance?

Rental car insurance coverage explained. If you have ever rented a vehicle, odds are the person behind the counter has asked you whether you would like their company’s rental car insurance. After hearing the salesperson’s explanation, it may sound like a good idea to purchase their supplemental rental car insurance. The rental company’s extra coverage […]

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Figures Important to Your Homeowners Insurance

Numbers to consider when securing home insurance. Although homeowners insurance is essential to protect your most valuable asset, the numbers involved can be confusing. When shopping for a policy, it’s easy to get overwhelmed by the jargon and simply choose one based on the price alone. However, this approach doesn’t take into account the other […]

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