Home Update for Lower Home Insurance Rates
Save money on your home insurance by remodeling your home smartly. Homeowners are always looking for the most affordable homeowners insurance. They want to keep their pockets lined but receive ample coverage and protection for their home, naturally. Keep in mind that you may not always need to sacrifice coverage in order to obtain an […]
Read MoreNew NYS Law Requires Smoke Detector Upgrades by April 1, 2019
Effective April 1, 2019, a new NY State law requires all NEW or REPLACEMENT smoke detectors in New York State to be powered by a 10-year, sealed, non-removable battery, or hardwired to the home. According to NYS Law 399-ccc: “It shall be unlawful for any person or entity to distribute, sell, offer for sale, or […]
Read MoreMake Your Diet Healthy in Honor of American Heart Month
Improve your diet in honor of American Heart Month. February is American Heart Month, which means it’s time to pause thinking about Valentine’s Day and, instead, think about your old ticker. It’s what keeps you going, and deserves some quality attention. While heart disease continues to be one of the top killers for men and […]
Read MoreDriving Tips for Parents with New Teen Drivers
Teach your teen good driving habits with these tips. As a parent, you may be feeling equally anxious and excited about your teen getting behind the wheel. At last, you won’t have to drive them all over the place, but the thought of them driving could fill you with dread. As an adult, you understand […]
Read MoreBenefits of Listing Specific Items on Your Homeowners Insurance
How homeowners insurance can protect your high-value items Homeowners insurance is designed to protect your home and belongings from disasters and accidents. However, every policy has its limits. To ensure that your prized possessions have the best coverage possible, it’s a good idea to review your coverage and consider scheduling your property. Most homeowners policies […]
Read MoreWhat to Consider Before Buying Car Insurance
What you should consider before buying auto coverage. If you are looking for auto insurance coverage, you may be overwhelmed with the sheer number of policies and insurers on the internet. To help streamline the process of acquiring the right coverage for your needs, take these considerations to take into account. Know the basics. Familiarize […]
Read MoreThis New Year, Resolve to Review Your Insurance
The new year is the perfect time to review your insurance coverage. As the calendar turns from 2018 to 2019, it is likely that you will be thinking of New Year’s resolutions. Whether you vow to quit smoking, lose weight, or save money, we recommend you start off with at least one easy resolution: checking […]
Read MoreThe Importance of Personal and Commercial Umbrella Policies
Could you or your business benefit from an umbrella policy? When it comes to getting insurance, many individuals and business owners purchase the bare minimum and hope that the worst won’t happen to them. The reality is that disasters can happen to anyone and any business. When the worst does happen, an umbrella policy can […]
Read MoreHow to Protect Your Vehicle from Road Salt Damage
Reduce salt corrosion with these basic car care tips. Winter in New York is here! The temperatures have dropped and motorists across the state are facing adverse driving conditions. When the weather forecast predicts snow and ice, salt on our roads is a welcome sight. Although heavy-duty road salt is fundamental to our winter […]
Read MoreHow to Avoid Common Winter Hazards at Home
Guarding against these winter home hazards. As the weather turns cooler – and in New York, downright cold – we spend more time in our homes, and the risk for some types of potentially catastrophic home damage increases. To prevent disasters during the merriest of seasons, check out these tips. Water Damage The colder temperatures […]
Read MoreStay Merry and Bright with These Holiday Fire Prevention Tips
Fire safety tips for the holidays. While the festive season is one of our favorite times of the year, it’s also a season when residential fires are most frequent. Christmas Day and New Year’s Day are two holidays where home fires are common, in addition to causing more damage than usual. When the source […]
Read MoreTips to Get Your Vehicle Ready for Winter Weather
Snow, ice, rain – is your vehicle ready for it? The New York winters are harsh and cold. While we turn up the heat and dig out the warm blankets, we should spare a thought for our vehicles. A little bit of preparation goes a long way to ensure our vehicles are ready for the […]
Read More5 Ways to Protect Your Home From Power Outages This Season
Steps to prepare your home for a power outage and protect appliances. When the weather report predicts any type of storm, it’s time to prepare for the possibility of an electrical outage. Most cold-season power failures happen when these storms bring freezing rain and high winds that damage power lines and equipment. It’s when we’re […]
Read MoreHow to Stay Safe When Driving Over Thanksgiving
While you prepare the family for a holiday getaway, read up on these safe driving tips. The holiday season is fast approaching, which means that millions of Americans are getting ready to travel to their holiday destination. Whether you’re driving across town, state, or the country, it is likely you’ll be hopping in a […]
Read MoreWhat Drivers Need to Know About Non-Owner Car Insurance
If you don’t own a car but still drive, a non-owner car insurance policy may be a wise purchase. Did you know that if you don’t own a car, you can still purchase car insurance? Non-owner car insurance is a special policy designed for people who don’t have a car. This coverage offers liability […]
Read More5 Ways to Prevent Burst Pipes
Protect your property from burst pipes with these tips. A careful homeowner knows that certain risks to the property will never completely be eliminated. One of these is the danger of burst pipes. They can happen any time of the year, in any region, and can cause flooding, property loss, mold, mildew, and structural damage. […]
Read MoreTips to Enjoy Halloween and Keep Your Home Safe
Make your home safe for Halloween. It won’t be long before you are greeted by little ghosts and witches shouting “trick-or-treat!” Whether you’re stocking up on candy for trick-or-treaters or planning on hosting a Halloween bash, make sure your home is safe. We’ve gathered some ideas to get you started. Secure railings. Young children and […]
Read MoreThings You Should Know About Car Maintenance for Fall Car Care Month
Complete these car maintenance tasks this fall. The heat of summer has passed and the deep freeze of winter is right around the corner. Did you know that October is Fall Car Care Month? This means that now is the perfect opportunity to ensure your vehicle is ready for rain, snow, ice, and whatever winter weather […]
Read MoreTips for Making Driving at Night Easier and Safer
Tips to help make your night drive easier. Now that fall is upon us, the nights are drawing in and we’re driving home from work in the dark. When it’s dark, our peripheral vision decreases, depth perception alters, and even familiar roads can appear to be different. In addition to winter weather, such as rain […]
Read MoreCommon Causes of Electrical Fires in the Home
Electrical fires causes and prevention tips. Across the nation, home electrical fires account for an estimated 51,000 fires each year, nearly 500 deaths, and over $1.3 billion in property damage. Because of modern-day technology, electronics surround our everyday needs and are now fully ingrained in our lives, whether it is at home or in the […]
Read MoreShould Newlyweds Combine Auto Insurance Policies?
Marriage and car insurance: should you combine policies? So you’ve just tied the knot (congratulations!), and while insurance may be the last thing on your mind, it is well worth adding to your to-do list. Now that you’re married, you and your spouse could combine your auto insurance to save money and streamline your policies. […]
Read MoreTree Maintenance Tips You Should Know
Take care of the trees on your property with these tips. The trees in your yard can enhance your property, provide ample shade, and offer abundant environmental benefits. However, trees can also pose a safety hazard to your family and home if they are not properly cared for. To prevent accidents, check out these tree […]
Read MoreDo I Have Enough Auto Insurance?
How to know if you have enough auto insurance coverage. It can seem tempting to opt for minimum auto insurance coverage in order to keep your monthly premiums low. You know you need car insurance in New York, but why pay for something you don’t need when you’re a safe driver? This is a common […]
Read MoreDefensive Driving Skills You Should Know
Top defensive driving strategies to use. Whether you’re traveling to the local grocery store to taking a cross-country road trip, staying safe on the road is a challenge. Although you can’t control how others drive, you can control how you drive. Part of staying safe as a motorist has everything to do with safe […]
Read MoreHow to Drive Safely Through Construction Zones
Keep these tips in mind when driving through construction. Even though summer feels as though it’s coming to a close, road construction continues throughout New York and across the nation. The orange cones and warning signs seem like they’re everywhere this time of year, and it’s easy for motorists to become frustrated with traffic delays, […]
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