This New Year, Resolve to Review Your Insurance
The new year is the perfect time to review your insurance coverage. As the calendar turns from 2018 to 2019, it is likely that you will be thinking of New Year’s resolutions. Whether you vow to quit smoking, lose weight, or save money, we recommend you start off with at least one easy resolution: checking […]
Read MoreThe Importance of Personal and Commercial Umbrella Policies
Could you or your business benefit from an umbrella policy? When it comes to getting insurance, many individuals and business owners purchase the bare minimum and hope that the worst won’t happen to them. The reality is that disasters can happen to anyone and any business. When the worst does happen, an umbrella policy can […]
Read MoreHow to Protect Your Vehicle from Road Salt Damage
Reduce salt corrosion with these basic car care tips. Winter in New York is here! The temperatures have dropped and motorists across the state are facing adverse driving conditions. When the weather forecast predicts snow and ice, salt on our roads is a welcome sight. Although heavy-duty road salt is fundamental to our winter […]
Read MoreHow to Avoid Common Winter Hazards at Home
Guarding against these winter home hazards. As the weather turns cooler – and in New York, downright cold – we spend more time in our homes, and the risk for some types of potentially catastrophic home damage increases. To prevent disasters during the merriest of seasons, check out these tips. Water Damage The colder temperatures […]
Read MoreStay Merry and Bright with These Holiday Fire Prevention Tips
Fire safety tips for the holidays. While the festive season is one of our favorite times of the year, it’s also a season when residential fires are most frequent. Christmas Day and New Year’s Day are two holidays where home fires are common, in addition to causing more damage than usual. When the source […]
Read MoreTips to Get Your Vehicle Ready for Winter Weather
Snow, ice, rain – is your vehicle ready for it? The New York winters are harsh and cold. While we turn up the heat and dig out the warm blankets, we should spare a thought for our vehicles. A little bit of preparation goes a long way to ensure our vehicles are ready for the […]
Read More5 Ways to Protect Your Home From Power Outages This Season
Steps to prepare your home for a power outage and protect appliances. When the weather report predicts any type of storm, it’s time to prepare for the possibility of an electrical outage. Most cold-season power failures happen when these storms bring freezing rain and high winds that damage power lines and equipment. It’s when we’re […]
Read MoreHow to Stay Safe When Driving Over Thanksgiving
While you prepare the family for a holiday getaway, read up on these safe driving tips. The holiday season is fast approaching, which means that millions of Americans are getting ready to travel to their holiday destination. Whether you’re driving across town, state, or the country, it is likely you’ll be hopping in a […]
Read MoreWhat Drivers Need to Know About Non-Owner Car Insurance
If you don’t own a car but still drive, a non-owner car insurance policy may be a wise purchase. Did you know that if you don’t own a car, you can still purchase car insurance? Non-owner car insurance is a special policy designed for people who don’t have a car. This coverage offers liability […]
Read More5 Ways to Prevent Burst Pipes
Protect your property from burst pipes with these tips. A careful homeowner knows that certain risks to the property will never completely be eliminated. One of these is the danger of burst pipes. They can happen any time of the year, in any region, and can cause flooding, property loss, mold, mildew, and structural damage. […]
Read MoreTips to Enjoy Halloween and Keep Your Home Safe
Make your home safe for Halloween. It won’t be long before you are greeted by little ghosts and witches shouting “trick-or-treat!” Whether you’re stocking up on candy for trick-or-treaters or planning on hosting a Halloween bash, make sure your home is safe. We’ve gathered some ideas to get you started. Secure railings. Young children and […]
Read MoreThings You Should Know About Car Maintenance for Fall Car Care Month
Complete these car maintenance tasks this fall. The heat of summer has passed and the deep freeze of winter is right around the corner. Did you know that October is Fall Car Care Month? This means that now is the perfect opportunity to ensure your vehicle is ready for rain, snow, ice, and whatever winter weather […]
Read MoreTips for Making Driving at Night Easier and Safer
Tips to help make your night drive easier. Now that fall is upon us, the nights are drawing in and we’re driving home from work in the dark. When it’s dark, our peripheral vision decreases, depth perception alters, and even familiar roads can appear to be different. In addition to winter weather, such as rain […]
Read MoreCommon Causes of Electrical Fires in the Home
Electrical fires causes and prevention tips. Across the nation, home electrical fires account for an estimated 51,000 fires each year, nearly 500 deaths, and over $1.3 billion in property damage. Because of modern-day technology, electronics surround our everyday needs and are now fully ingrained in our lives, whether it is at home or in the […]
Read MoreShould Newlyweds Combine Auto Insurance Policies?
Marriage and car insurance: should you combine policies? So you’ve just tied the knot (congratulations!), and while insurance may be the last thing on your mind, it is well worth adding to your to-do list. Now that you’re married, you and your spouse could combine your auto insurance to save money and streamline your policies. […]
Read MoreTree Maintenance Tips You Should Know
Take care of the trees on your property with these tips. The trees in your yard can enhance your property, provide ample shade, and offer abundant environmental benefits. However, trees can also pose a safety hazard to your family and home if they are not properly cared for. To prevent accidents, check out these tree […]
Read MoreDo I Have Enough Auto Insurance?
How to know if you have enough auto insurance coverage. It can seem tempting to opt for minimum auto insurance coverage in order to keep your monthly premiums low. You know you need car insurance in New York, but why pay for something you don’t need when you’re a safe driver? This is a common […]
Read MoreDefensive Driving Skills You Should Know
Top defensive driving strategies to use. Whether you’re traveling to the local grocery store to taking a cross-country road trip, staying safe on the road is a challenge. Although you can’t control how others drive, you can control how you drive. Part of staying safe as a motorist has everything to do with safe […]
Read MoreHow to Drive Safely Through Construction Zones
Keep these tips in mind when driving through construction. Even though summer feels as though it’s coming to a close, road construction continues throughout New York and across the nation. The orange cones and warning signs seem like they’re everywhere this time of year, and it’s easy for motorists to become frustrated with traffic delays, […]
Read MoreWhat Insurance Does Your College Student Need?
Consider these insurance policies for your college kid. Back-to-school season is upon us! Parents are busy stocking up on college essentials for their kids, from textbooks to dorm room furniture. Even as a prepared parent, you may be forgetting about an important item to review that isn’t included on any checklist: insurance. Consider these insurance […]
Read MoreWhat Kind of Insurance Do You Need for a Second Home?
Coverage for your second home. Buying a second home, whether it’s a vacation getaway or a rental endeavor, is a lot like purchasing a primary residence. You’ll need to make sure that your new property has the right amount of insurance protection in place in case disaster strikes. You may see your second home […]
Read MoreHosting an Event? Know These Liability Risks
What to know when property when hosting an event on your property. Summertime often opens up a whole host of unique opportunities for us in New York. The better weather means that many of us will host a backyard BBQ, a graduation party, or even a yard sale. While these seemingly harmless events are meant […]
Read MoreWhy You Should Trim Back Trees and Bushes to Avoid Insurance Claims
How tree trimming can help your home and finances stay safe. Trees can make the outside of your home look beautiful. Not only that, but they offer a shaded area to lounge in, a great opportunity to hang a tire swing, and somewhere to make memories with the family. As much as trees can add […]
Read MoreThe Liability Risks of Attractive Nuisances
What you need to know about liability risks on your property. Do you have an attractive nuisance on your property? Anything that is both attractive and dangerous to young, curious children can be considered an attractive nuisance, making you liable in the event that these elements cause an accident. Homeowners should be aware of a […]
Read MoreSafety and Insurance Tips for Boat Owners
Sail off safely with these tips in hand. Summer is officially here, meaning that many boaters in New York are getting ready for a season of sailing. If you are one of them, be sure that you are well prepared! Check out these safety tips before you set off. Prepare the boat. Before you even […]
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