Factors That Affect Your Home Insurance Premium
Here are the critical factors that insurers look at to determine your home insurance premium. The cost of homeownership continues to rise in the United States. Though the continuous increase is a fact, it’s often unclear why most homeowners pay a different premium than the family living next door. Insurance carriers take into account […]
Read MoreWhat is Services Line Coverage?
Should you consider services line coverage for your home? Most homeowners don’t realize they are responsible for repairing or replacing the underground piping and wiring located on their property if damaged. The cost of repairing or replacing underground service lines is costly and not covered by most homeowners policies. Losses can easily total $3,500 or […]
Read MoreTop Questions to Ask Your Agent When Looking for Home Insurance
Don’t forget to ask these questions when shopping for your homeowners insurance. You wouldn’t go into many purchases without doing your research. The same applies for insurance, too. Being an informed customer helps you to know what homeowners insurance is best for your property and needs. Homeowners should also ask a series of questions before […]
Read MoreHow to Secure Trampolines and Patio Furniture in Your Yard
Trampolines and patio furniture are all fun and games until the winds pick up. Part of making the most of the spring and summer months means getting outside and enjoying the sunshine. However, as you know, the New York weather can be temperamental. If winds start to pick up in your area, you will need […]
Read MoreHow to Protect Your Home from Toxic Mold & Mildew
Mold and mildew not only look bad, but they can be the cause of serious health issues if inhaled or digested. There are more than 100,000 species of mold across the world, and while they may be essential in nature, they can be the cause of serious health ailments if they find a home in […]
Read MoreHow to Prepare Your Home for Spring
Seasons change and with those changes, we must make the necessary preparations in order for our homes to stand a chance against a changing environment. After a rather long and tough winter, the spring has finally come to relieve the cold and give us a bit of warmth. Here are a few tips on how […]
Read MoreHow to Safely Shovel Snow
Shoveling snow is one past-time that many of us dread to do, but it must be done in order to clear a path for ourselves, guests, and cars. During the holidays, we are all happy to sing Christmas classics like “Let it Snow, Let it Snow, Let it Snow” that is, until it actually starts […]
Read MoreIdentify and Remove an Ice Dam
Ice dams may sound like a cool phenomenon, but they can damage your home. Do you know how to identify and remove an ice dam? There may be times when even your best efforts to prevent an ice dam may fall short. Knowing what an ice dam is, how to spot one, and how to […]
Read MoreDoes Home Insurance Cover Trees?
There seems to be much confusion about homeowners insurance and their coverage over trees? So does it cover damage caused by a fallen tree? If a tree falls in the middle of suburbia and no one is around to hear it, does it make a noise? But more importantly, does your homeowners insurance cover it? […]
Read MoreHow to Properly Secure Your Home
Your home should give you the peace of mind you deserve when it comes to your and your family’s safety, so it’s important to know how you can properly secure your home. With the right home security tips, burglars won’t find your home an easy target anytime soon. Burglars are less likely to hone in […]
Read MoreWhat Does Landlord Insurance Do?
Even if you are the most careful of landlords, there may still be scenarios in which landlord insurance may come in handy. According to a report, more than 500 people become a landlord in the U.S. every single day. If you decide to rent a home or apartment, you are likely a candidate for landlord insurance. […]
Read MoreHow to Prevent Bicycle Theft
Bicycles are an expensive luxury that many of us can’t afford to replace, so how do we keep them from being stolen? Bikes make travelling easier and when you’re a kid, it’s one of the few ways that you can get around quickly without nagging your parents for a ride. They provide free rides to […]
Read MoreWays to Make Your Business “Green”
Making your business go Green may not only save you money, but it will also contribute to saving the planet. Our irresponsibility since the start of the Industrial Era has put humanity in a bit of a rut: our world is getting warmer at a rate not seen since the extinction of the dinosaurs. Luckily, some […]
Read MoreAre Trampolines and Tree Houses Covered by Insurance?
Trampolines and tree houses are a staple of outdoor entertainment in the American home, but are they covered by your homeowners insurance? Sure trampolines and tree houses are fun–what’s not to like about bouncing extra high a few feet above the ground or hanging out with your friends among the trees? But before you let the […]
Read MoreShould You Insure Your Vacant Home?
In today’s real estate market, sellers are often left no choice but to move and leave their properties vacant until it sells. A vacant home is an attractive nuisance that appeals to vandals and thieves. Vacant homes present numerous liability issues that an inhabited home does not. Kids climbing over dilapidated fences only spells danger […]
Read MoreFirst-Time Homebuyer Tips: Homeowners Insurance
Purchasing a new home can be a real rodeo. Don’t let homeowners insurance add on to that stress. When you’re in the process of purchasing your first home, your attention can easily be diverted into hundreds of different aspects of the home buying experience. It’s easy to see how you would place little—or any at […]
Read MoreKeep Your Home Safe With These Grilling Safety Tips
Know how to keep the fire in your grill, rather than on your house with these grilling safety tips. Fire under the grill as it cooks those delicious hamburgers, hotdogs, and vegetables are a welcome sight and smell for all involved. Fire acts like a living being – moving over the land and growing as it […]
Read MoreThe Hazards of Old Electrical Wiring
When it comes to your home and its wiring of the electrical current, it’s important to get the most current system available. Home wiring started in the late 19th century when the very first lights and telephones were first being installed. As the decades went by, technology advanced and better methods became the standard replacing […]
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